Albert Lea.

6 Best Towns to Retire in Minnesota

Minnesota is one of the best states to retire, boasting numerous natural attractions, plenty of opportunities to become involved in the community, and an affordable cost of living. The gorgeous mountainous terrain and over 10,000 lakes mean there is always beauty to enjoy and explore.

When looking for somewhere to retire to, the most important thing to consider is not what you are leaving behind but where you are heading. It is no secret that Minnesota is a popular travel destination, but it is also the place that many call home. In the end, the town you choose where you retire should suit your lifestyle and interests. Here are some Minnesota towns with good potential to ensure you a happy and comfortable retired life.

Mendota Heights

Church Of St. Peter in Mendota Heights, Minnesota.
Church Of St. Peter, Mendota Heights, Minnesota. Image credit: Joe Haupt/Flickr.

With a population of 11,665, Mendota Heights sits on the southern border of Minneapolis and St. Paul. The area overlooks the Mississippi and Minnesota Rivers, offering small-town charm alongside the perks of a big city.

The summer recreation program ensures you will have a fun-packed season, with activities ranging from tennis lessons to pickleball tournaments and walking groups. There is also a golf course, perfect for spending warm spring days and summer evenings. The community clubhouse for seniors is ideal for winter fun, including cribbage games and coffee talks.

The parks and natural resources are another attraction, including Fort Snelling State Park, which is only a half hour away. The park earns its name from the historic Fort Snelling structure, which dates back to 1820. Explore the forests, rivers, and bluffs for a day packed with fresh air and excitement.

Jackson

The Jackson County Courthouse in the town of Jackson, Minnesota. It was completed in 1909.
The Jackson County Courthouse in the town of Jackson, Minnesota. It was completed in 1909.

Jackson, Minnesota, has a population of 3,310, making it the perfect spot for a small town-lover. The community celebrates cultural diversity and promotes an active lifestyle, ensuring there is always something to do. The town sits in a valley of the West Fork of the Des Moines River and offers a walking and biking trail system throughout.

Historic sites include Ashley Park, home to the Olson-Slaabakken cabin, Jackson County's oldest structure, and Fort Belmont, where you can peruse through an 1873 farmhouse, blacksmith shop, and log cabin. The Jackson County Fair Village is the perfect spot to admire 20 historic buildings and their beauty. There are also plenty of outdoor parks to enjoy the area's beauty, not to mention fishing and boating opportunities along the river.

Fergus Falls

Otter Tail County Fair, Fergus Falls, Minnesota
A scene from the Otter Tail County Fair in Fergus Falls, Minnesota. Editorial credit: Barbarajo / Shutterstock.com

It is no surprise that Fergus Falls gets its name from a beautiful set of falls. With that in mind, the area is well-loved for its clean lakes and beautiful wooded areas, perfect for long hikes, picnics, and days spent relaxing in the great outdoors.

The town is home to numerous parks and attractions, including the Union Avenue Bridge, which spans the Otter Tail River. Below the bridge, you'll find the River Walk Park, a scenic trail that goes the length of the river. The county museum and golf course are also attractive ways to spend your days. The town also boasts a unique arts and culture scene, with a center for the arts with year-round performances, art shows, music, and more.

New Ulm

lockenspiel, a 45-foot-high musical clock tower with performing animated figures
Glockenspiel, a 45-foot-high musical clock tower with performing animated figures in New Ulm, Minnesota. Editorial credit: EWY Media / Shutterstock.com

Best known for its German heritage and historical sites, New Ulm is a great space to plant your roots. You'll find unique attractions like the Hermann Heights Monument and the Minnesota Music Hall of Fame. The town sits on land located between the Minnesota River and the Cottonwood River.

Another attraction is Flandrau State Park, a great place to camp, picnic, and explore different trails and scenery. The historic August Schell Brewing Company is ideal for trying new brews and spending time with friends and family. You can also check out Starkeller Brewery and Morgan Creek Vineyards. The Grand Center for Art and Culture is a great spot for enjoying art galleries and music.

St. Cloud

St. Cloud, Minnesota
Aerial view of downtown Saint Cloud in Minnesota. 

Situated in the state's agricultural region, St. Cloud produces dairy products, hay, corn, and more. There are numerous parks to visit, including dog parks, as well as hiking and biking trails and skating rinks, so there is plenty to enjoy outdoors.

The Munsinger Gardens is the ideal spot to spend a warm summer day, as it is a shady riverside spot with plenty of beautiful flowers to enjoy. The Paramount Center for the Arts and the Stearns History Museum also offers year-round entertainment, whether you want to watch music and play or peruse through an art gallery. The Beaver Island Brewing Company is a great way to end a busy day or visit on weekends with friends and family.

Albert Lea

Albert Lea, Minnesota
The picturesque town of Albert Lea in Minnesota.

Situated in Freeborn County, Albert Lea is about 90 miles south of the Twin Cities. It boasts scenic views of numerous lakes, including Fountain Lake, Pickerel Lake, and Albert Lea Lake, so there is plenty to do in terms of boating, swimming, and fishing. There are over 300 acres of parks and recreation areas, whether you want to picnic, go for a walk, or play tennis.

The Myre-Big Island State Park is just outside the town, with 8 miles of shoreline, perfect for camping, canoeing, and hiking. You'll also find the Albert Lea Aquatic Center, a public swimming area, along with the Green Lea Golf Course, which is ideal for a fun-filled day with loved ones.

Happy Retirement!

Minnesota is one of the most beautiful states in the country, offering striking scenery in all four seasons, along with affordable home costs and plenty of activities to keep you busy. There are plenty of different towns and communities to choose from, so you can find something you truly love. 

From water sports to hiking trails to bustling arts and community centers, exciting shops and restaurants, and great outdoors, there is always something for everyone.

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