Shops and stores on W Water Street n Decorah, Iowa. Editorial credit: Steve Heap / Shutterstock.com

6 Towns Perfect for Retirement in Iowa

With so many states to pick from in today's market, choosing one to call home for in retirement years can be taxing. While there are many great states to pick from, Iowa is a little-known gem that allows retirees to appreciate the small joys of life. Known for its friendly atmosphere, low cost of living, and stunning natural landscapes, Iowa offers an ideal blend of tranquility and community. These six small towns in Iowa are perfect for anyone searching for affordable and inviting communities to settle down in, each with its own unique charm and appeal.

Humboldt

Humboldt, Iowa. In Wikipedia. https://en.wikipedia.org/wiki/Humboldt,_Iowa By Billwhittaker at English Wikipedia, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=40368662
Humboldt, Iowa. In Wikipedia. By Billwhittaker at English Wikipedia, CC BY-SA 3.0, Wikipedia

Humboldt's serene atmosphere makes it easy to see why so many decide to make it their home. With median listings averaging around $495,000, Humboldt has an affordable housing market, which makes it an attractive choice for retirees aiming to maximize their savings.

This town regards healthcare highly, and this is demonstrated by the Humboldt County Memorial Hospital. Retirees and families are lucky to know that their loved ones will receive exceptional healthcare in the community.

Even though Humboldt is a small town, there are plenty of beautiful parks in which to enjoy the outdoors. A notable park with a concrete boat ramp, grills, picnic tables, horseshoe pits, a boat dock, and electrical supply for the shelter is Lake Nokomis Park, which is adjacent to the West Des Moines River Dam Site. It also displays a picturesque view of the Des Moines River.

The Humota Theater is a popular landmark for retirees seeking laid-back entertainment in the area. This theater has been a key attraction for the past nine decades on Humboldt's main street. It is open 365 days a year and provides a range of live events and movies.

Garden lovers will appreciate the large greenhouse and range of nurseries at the Gilmore City Garden Center. The garden center has all retirees need to keep their house and garden colorful all year long, including live Christmas trees, wreaths, and seasonal décor.

Pella

Windmill at Dutch village Pella in Iowa, USA.
Windmill at Dutch village Pella in Iowa, US.

Just an hour from Des Moines, Pella has a median house price of just $393,200. This town is the perfect blend of affordable living, outstanding healthcare, and a treasure trove of attractions.

This community is home to Pella Regional Health Center, an award-winning organization focused on compassionate healthcare services. This top-tier medical facility is dedicated to providing excellent, compassionate care to every patient.

One of Pella's crown jewels is Brinkhoff Park. This picture-perfect park serves as a welcome park on the west edge of Pella on Washington Street. Many flower beds, a small windmill, and picnic tables greet those entering Pella from the west.

Retirees should definitely go to the Frisian Farms Cheese House to take a self-guided tour and look through large viewing windows into the Make, Brine, and Aging Rooms. The farm crafts traditional Dutch Gouda in their Cheese House. With its many amenities, including boating, hiking, camping, biking, fishing, birdwatching, and more across the area's parks and trails, Red Rock Lake is only a short drive from the town. Being Iowa’s largest lake, this attraction is a wonderful location for a relaxed day in the sun. Retirees can bring their loved ones for a picnic with family.

Boone

Two train bridges in Boone, Iowa.
Two train bridges in Boone, Iowa.

Boone has a variety of things to do, coupled with reasonable living costs. With a median house price of just $197,000, this Iowa town is unbeatable in terms of saving money for retirement with enticing amenities.

Boone County Hospital has been serving the healthcare needs of Boone County and the surrounding area since the early 1900s. This facility assures medical care for all residents in need.

This town has various outdoor places, such as the Seven Oaks Recreation. Coined "Your Destination for Outdoor Recreation," Seven Oaks offers active excursions year-round for retirees looking for a thrill. Conveniently located along Highway 30, McHose Park is an ideal spot for a day out in the sun. Since it has many ample picnic areas, it's a location fit for family gatherings or a peaceful afternoon surrounded by nature.

Retirees shouldn't miss out on The Paradox, a vintage shop. The store has an enticing mix of antiques, jewelry, fun gifts, stickers, pins, and sunglasses at a low price.

Decorah

Main building of the Vesterheim Norwegian American Museum on the town main street in Decorah, Iowa. Editorial credit: Steve Heap / Shutterstock.com
Main building of the Vesterheim Norwegian American Museum on the town main street in Decorah, Iowa. Editorial credit: Steve Heap / Shutterstock.com

In the Driftless Area of northeast Iowa, Decorah has outstanding landmarks characterized by rolling hills, limestone bluffs, and picture-worthy river valleys. This town is not just a cost-effective place, sitting at a median house price of $290,900, but also home to historical, artistic, and natural wonders that make it an exciting place to call home for retirees.

The Family Medicine & Specialty Clinic provides the necessary healthcare services for the people of Decorah.

With its insightful story into the past, the Porter House Museum is housed in the former home of Adelbert Field Porter and Grace Young Porter. Retirees have the chance to marvel at unique "nature art" created from extensive butterfly and rock collections set against the backdrop of artistic Victorian decor.

Palisades Park in Decorah calls to all who chase the tranquility of nature. They can check out its winding trails and overlooks. Picnic areas are spread across the park, inviting all to picnic amidst serene surroundings.

Agora Arts, a cultural exhibit in Decorah, showcases a curated collection of contemporary art and fine crafts crafted by over 250 North American artists. Along with sculpture, ceramics, and other handcrafted treasures, retirees ought to enjoy magnificent jewelry from well-known designers like Saundra Messinger and Holly Yashi.

Carroll

Aerial View of Carroll, Iowa, during Summer.
Aerial View of Carroll, Iowa, during Summer.

Home to various staple attractions, Carroll offers a full itinerary and cheap housing costs. This small town has a median house price of $226,800, which welcomes retirees and anyone looking to enjoy a high quality of life without breaking the bank.

Becoming a resident of Carroll means that there is easy access to the renowned St. Anthony Regional Hospital, dedicated to improving the health of the community with high-quality, high-value healthcare services.

Swan Lake Park, a 510-acre park, provides an escape into the great outdoors. It serves as the starting point for the Sauk Rail Trail, adequate for hiking, biking, and picnicking. The Carrollton Recreation Center has a heated indoor pool with a sloped entry, so retirees can partake in year-round swimming. The local recreation center features indoor and outdoor pools, baseball diamonds, and courts for basketball, volleyball, racquetball, and tennis.

For a bit of friendly competition, retirees need to head to Carroll Bowl. This well-liked spot is large enough for group activities and is an appropriate place to create lasting memories with some lighthearted fun.

Winterset

View of downtown Winterset, Iowa from the courthouse square. Editorial credit: dustin77a / Shutterstock.com
View of downtown Winterset, Iowa, from the courthouse square. Editorial credit: dustin77a / Shutterstock.com

Found in South-Central Iowa, this inviting town has a median housing cost of just $274,000; Winterset offers an affordable and welcoming community perfect for the golden years of retirement.

Not to mention, the top-notch Madison County Hospital ensures that any urgent medical care is readily available.

What truly sets Winterset apart is its variety of events and activities. Residents have the opportunity to tour the modest 4-room home where John Wayne was born. The John Wayne Birthplace Museum features the largest diversified exhibit of the artist's memorable artifacts, including original movie posters, film wardrobe, scripts, letters, and artwork.

To cool down, visit the Winterset Winery, where retirees can appreciate a wide variety of ciders and wines inside a traditional cabin-like setting. All are welcome to admire the immaculately built Madison County Chamber of Commerce & Welcome Center, specializing in guided tours of the covered bridges and other historic sites around the county.

Selecting a town for retirement is a significant decision that shouldn't be made hastily. Since Iowa undoubtedly has a combination of affordability, first-rate healthcare, scenic surroundings, and active community life, this state stands out as a top retirement location. These six small towns ensure that every retiree can live in a place that meets their needs and preferences, granting them the opportunity to live comfortable and fulfilling daily lives. Iowa should be taken into account while choosing which states fit the bill in regard to retirement.

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