Abraham Lincoln State Park, Mandan North Dakota.

7 Best Small Towns In North Dakota For Retirees

Whether you seek a quiet community to slow down from the chaos or a more active town with a bustling city just a bridge away, North Dakota offers an excellent range of options to fulfill any retiree's wants and needs. This Peace Garden State may not be at the top of everyone's list of retirement destinations, but its towns are friendly, its nature is serene, and many of its medical centers are conveniently located in rural locations. However, one of North Dakota's greatest perks is the affordable living cost. While it is true that Florida was the number 1 state people moved to in 2022, it was also ranked 18th that year in terms of affordability, and it ranked even lower in 2023, in 35th place. In North Dakota, without the added stress of a high cost of living, you can enjoy your time as you should: creating memories with loved ones, building connections, and living your life to the fullest.

Devil's Lake 

Downtown Devil's Lake, North Dakota.
Downtown Devil's Lake, North Dakota. Image credit: Andrew Filer via Flickr.com

While the name "Devil's Lake" may not sound especially inviting, do not let it deter you from this North Dakota gem. Devil's Lake is a tranquil community with a vibrant retiree population, and as of 2022, nearly 22% of those living here are seniors. The town's cost of living is also favorable compared to other North Dakota towns and cities, making this affordable community that much more inviting. 

Water recreation is by far the town's biggest draw for people of all ages. Retirees can enjoy one of North Dakota's prettiest bodies of water (and the town's namesake), Devil's Lake, whether that means strolling its gorgeous 387-mile shoreline or heading out into the waters by boat for the lake's world-class fishing. Not only is Devil's Lake the largest natural reservoir in North Dakota but it is also named the "Perch Capital of the World." So if a lazy lake day sounds like your idea of a retirement paradise, this heavenly town is the place for you.

Minot

Stave church of Norwegian design in Minot, North Dakota.
Stave church of Norwegian design in Minot, North Dakota.

For retirees looking to stay busy, the town of Minot offers a combination of small-town bliss and big-city attractions. As of 2022, Minot's population stands at just under 48,000, so it is definitely on the larger end of North Dakota's small towns, but for many, this is an ideal perk. Paired with the town's low crime rate and affordable cost of living, Minot is one of North Dakota's hottest places to retire. 

If staying active is a priority, the six neighboring national wildlife refuges are a great way to get moving, surrounded by nature's beauty. The Upper Souris Refuge is one of the closer options, offering 35,000 acres of scenic prairie to explore. There are 35 miles of the majestic Souris River flowing through the refuge and various hiking trails for birdwatching and observing the area's diverse habitats.

In town, retirees can stay active in a different way at Minot State University. For a one-time $35 application fee, anyone 65 and over can take advantage of the school's tuition waiver program. Alternatively, the town's cultural attractions are equally stimulating. A day can be filled to the brim with activities, ranging from a trip to Roosevelt Park Zoo with the grandkids to an evening enjoying Minot's 65-piece Minot Symphony Orchestra. Throughout the year, the town's traditions can also be added to your schedule to keep things fresh. Every July, Minot hosts the massive North Dakota State Fair, and in the fall, Norsk Hostfest (a Norwegian fall festival) lures people from all over with an array of traditional entertainment and cuisines.

Valley City

Bridge over the Sheyenne River in North Dakota.
Bridge over the Sheyenne River in North Dakota.

Valley City's population is much smaller in comparison to Minot, at slightly over 6,500. But like the college town, this Sheyenne River Valley community is a fantastic gateway to natural beauty and culture. For restless retirees looking to explore local attractions, Valley City is a great way to stay involved in local communities. Right from town, you can embark on a trip down North Dakota's very first nationally recognized scenic byway. The 63-mile Sheyenne River Valley National Scenic Byway offers access to a brilliant array of the area's nature, history, and local culture. Stops include places like Medicine Wheel Park, a picturesque 30-acre landmark featuring a fascinating solar calendar and a beautiful overlook. Further into the byway, Fort Ransom State Park's 950 acres feature access to the forest and trails, many of which follow the 325-mile-long tributary of the Red River, also known as the Sheyenne River, one of the longest rivers in North Dakota.

Valley City itself is brimming with beauty to explore. It is famously called "The City of Bridges" for its 13 storybook structures, each with a fascinating history and unique architectural style. 8 of the 13 bridges can be explored and toured using the town's free downloadable Historic Bridges Guide, but in general, they make the picturesque town that much easier on the eye. On a day-to-day basis, Valley City promises a quiet, close-knit setting with mom-and-pop shops lining their downtown. Start your mornings with a trip to an intimate cafe, like Alley Beans Coffee and Roastery, and explore the easygoing main street at your own pace. All in all, Valley City is a great retirement spot for those looking to slow down during their golden years but still have the option of taking to the open road for a day adventure.

Cavalier 

Downtown Cavalier, North Dakota.
Downtown Cavalier, North Dakota. Andrew Filer via Flickr.com

If true small-town charm is what you are after in retirement, the population of Cavalier, North Dakota, currently sits at just over 1,200 residents. Like many other small North Dakota towns, the community is close-knit and amicable, meaning crime rates in Cavalier are lower than the national average. But another benefit Cavalier has (that many other small towns lack) is direct access to a hospital. Right in town, Pembina County Memorial Hospital's highly trained medical staff offers a range of services, taking the stress out of getting to and from medical appointments. 

Nature is a big part of Cavalier's culture, and one of the town's busiest attractions is the nearby Icelandic State Park. Picnic under the Park's old-growth oaks, or lace up your hiking shoes to explore the 912-acre nature haven. The Tongue River runs through the Park and is delightfully mellow, and you may just spot a beaver or river otter if you keep your eyes peeled. The Park is also rich in history, with a number of restored historical buildings dotted throughout. This includes Hallson Church, whose walls have stood since 1897. Back in town, the history extends to places like the Cavalier Cinema, a darling feature of downtown Cavalier that has been enjoyed since 1949. If you are hoping to enjoy the niceties of simple, small-town living, you may just want to call Cavalier home.

Garrison 

Fort Stevenson, Garrison, North Dakota.
Replica cannon on the grounds of Fort Stevenson, Garrison, North Dakota.

Garrison is another small North Dakota town with a big heart and a big backyard. The town is nestled on the stunning north shores of the third largest man-made lake in the United States, whose waters are great for fishing, boating, or simply enjoying from shore. Lake Sakakawea's vast 178-mile length and 1,500-mile shoreline can be savored from Fort Stevenson State Park, just 3 miles from town, on the bluffs along the lake. With countless beautiful picnic areas and almost 10 miles of trails, lake days are always on the horizon in Garrison. 

The town's cost of living is another huge draw for retirees, as the average is not only cheaper than the U.S. average but also quite low compared to other towns and cities in the state. With the low crime rates (55% lower than the national average), Garrison is the perfect small community to settle down without a care in the world. As the town's slogan says, the serene setting and atmosphere of Garrison will have you "hooked".

Mandan 

Abraham Lincoln State Park, Mandan North Dakota.
Abraham Lincoln State Park, Mandan North Dakota.

With 74,445 residents, Bismarck is the second largest city in North Dakota, meaning a world of culture and adventure is just a short drive away. With attractions like the North Dakota Heritage Center and State Museum, the Dakota Zoo, and the Lewis and Clark Riverboat tour on the Missouri River, there is plenty to discover with friends and loved ones of all ages. You can fill your days making memories in the city before returning home to the quiet comforts of Mandan.

Mandan's population is by no means insignificant, though, with a little under 25,000 residents calling the town home. While it definitely offers a sweet escape from the hustle and bustle of Bismarck's urban jungle, it is still a lively community whose celebration of nature and annual customs will keep you on your toes. For starters, the town is home to Fort Abraham Lincoln State Park, the oldest state park in the state. With 19 miles of trails to explore (many along the Missouri and Heart rivers), the sights will keep you busy for years to come.

 July in Mandan also brings exciting events like Art in the Park and North Dakota's longest Fourth of July parade, while late November brings the celebration of a Holiday Lights on Main Festival. The town events are truly centered on building a strong sense of community. So whether you choose to explore one of Mandan's various retirement communities (like Meadowlands Park and Liberty Heights), or opt for something more independent, this spirited town will have you feeling right at home.

Jamestown

Aerial View of Jamestown, North Dakota
Aerial View of Jamestown, North Dakota.

On the other hand, if city life is something you are hoping to escape in retirement, Jamestown offers a delightful blend of suburban serenity and rural bliss. The town's population is less than 16,000, making it a great middle ground between some of North Dakota's towns and cities, and the people here are all about community building. The Jamestown Reservoir beach is a popular local spot in the summertime, and the local Arts Center is another great way to connect with other townspeople over painting, pottery, or live music. The town's senior population currently sits at over 17%, making this a great place to connect with other like-minded people.

With the Jamestown Regional Medical Center right in town, local care is a huge perk, allowing for less lengthy commutes. Staying in shape is also made easy at the Two Rivers Activity Center, whose focus on wellness and self-improvement makes this a beloved town feature for all ages. Between the town's convenient health services and active community, physical and mental wellness is easy to attain in this cozy North Dakota community.

Whether you are looking to spend your golden years lounging lakeside on the shores of the heavenly Devil's Lake or hoping to keep your mind active by taking a few courses at Minot State University, North Dakota, has something for every kind of retiree. What each town has in common, though, are its people. With open arms, these communities invite you to experience North Dakota's signature hospitality, whether that means participating in a local festival or simply offering a passing wave on a state park nature trail. However you decide to spend your retirement, these 7 North Dakota towns invite you to take full advantage of these magical years.

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