7 Budget-Friendly Towns in Pennsylvania for Retirees

One of Pennsylvania's favorite sons, Fred Rogers, famously said, "Often when you think you're at the end of something, you're at the beginning of something else." Therefore, when it is time to retire, view it through the lens of exciting possibilities. Choosing an environment that benefits your wallet and social life is vital. Pennsylvania provides you with both. All forms of retirement income are tax-free in the Keystone State, and some seniors qualify for rebates on housing costs and property taxes. These perks come in addition to living amongst part of the country's most beautiful communities.

Lancaster

Lancaster is one of the state's most walkable cities, with easy access to shopping, parks, and medical care. Its median house costs $290,000, and its connection to natural resources is unparalleled. With a vibrant history, this town is one of the most visited in the state. However, its expansive rural farmland maintains residents' privacy and safety.

Home to the largest Amish community in the US, Lancaster defines benevolence and goodwill toward neighbors. Its proximity to Philadelphia and Baltimore allows residents to experience the urban amenities but return to their quiet oasis at day's end.

Established in 1730, Lancaster Central Market is the oldest continuously operated shopping area in the country. It is always in need of volunteers to assist, and it is a great place to socialize, make new friends, and find amazing deals.

Nanticoke

Located in Luzerne Township, this historic coal town's landscape is ideal for individuals seeking to make the most of the next chapter of life. Even better, Nanticoke has one of the lowest living costs in the entire state. With a median housing cost of $140,000, it offers multiple benefits to retirees.

It is a gateway to the rural western communities on the Susquehanna River. The Mill Memorial Library is an excellent meeting place offering classes, in-house speakers, and events catered especially for its seniors.

The area's natural resources include over 20 parks, trails, and outdoor concert facilities. Monthly gatherings include hikes, scavenger hunts, and plays at the community playhouse.

Harrisburg

The capital of Pennsylvania is often ranked amongst the best places to raise a family and retire due to its low cost of living and access to medical care. With a median house price of $235,000 and additional utility cost rebates, it has become a desirable base for seniors.

Enjoy the landscapes along the Susquehanna River, whose miles of trails provide ample exercise and socializing opportunities. It is home to a prominent Audubon Society and an ornithologist's playground.

Its proximity to the two major cities in Pennsylvania offers those wanting a change of pace multiple chances to see a show, catch a ballgame, or shop.

Reading

An hour to the east of Harrisburg, Reading has a competitive housing market. In this diverse town, the median house price is around $250,000.

Locals are not surprised at their newfound popularity. In recent years, there has been a renaissance where all communities are welcomed and celebrated. In particular, they have made a concerted effort to listen to the needs of their senior citizens and make active changes to accommodate them. This feeling is amplified in their solid philanthropic endeavors.

The Miller Center for the Arts and Nolde Forest Environmental Education Center have a robust volunteer network, which provides opportunities to stay connected.

St Joseph Medical Center, in the heart of Reading, is home to top respiratory and thoracic specialists and is undergoing a multimillion-dollar renovation to its impressive facilities.

Oakmont

This town along the Allegheny River outside of Pittsburgh is considered one of the best places to live in PA at an affordable cost. With a median house price of $250,000, it boasts a safety rating of A+.

With comparatively low property taxes and proximity to many natural resources, it is one of the most economical places in the Keystone State. The best thing is that none of these savings sacrifice your quality of life. Oakmont has a thriving senior community with weekly social events and opportunities.

Beechwood Farms Nature Reserve is the headquarters of the Audubon Society of Western Pennsylvania. With over 135 acres of sanctuary, residents can participate in efforts to maintain, promote, and preserve this natural wonderland.

Johnstown

Situated about 60 miles east of Pittsburgh, Johnstown provides the small town comfort with access to metropolitan amenities. Low crime and median house prices of $112,500 are just some of the reasons it attracts seniors from all over the East Coast. One of America's earliest settlements, this town proudly celebrates its natural resources and founding history. In doing so, they create endless opportunities for community involvement. The Cambria Regional Chamber makes a concerted effort to cater to the varied interests of its senior residents. Monthly meetings and an active outreach program provide information about festivals, conferences, classes, and tours, all offered at a special discount.

Johnstown's proximity to Pittsburgh means that some of the states best medical care in the Allegheny region is nearby. Locally, The Conemaugh Memorial Medical Center, is home to top specialist in pulmonology and geriatric care.

This suburban region boasts outdoor spaces that include parks, hiking trails, and ski slopes for those who enjoy a bit of exercise and adventure. A local favorite, the Walk Works Johnston route, is a two-mile trail that includes local landmarks.

Sewickley and Edgeworth

These two towns, only five minutes apart, are in Allegheny County. They offer the relaxation of the suburbs with easy access to Pittsburgh's urban vitality. With a median house price of less than $350,000, they boast a safety rate of A+ on Niche.

Nearby Allegheny General Hospital has been rated in the top 10 in Pennsylvania for cardiac care by US News and World Report.

The ideal community for creative types, residents enjoy classes for adults at The Sweetwater Art Center, a community staple in the heart of downtown. Many volunteer opportunities abound here. Whether you are an animal lover who enjoys caring for our furry friends or a history buff, Edgeworth and Sewickly's extensive roster of philanthropic organizations has something for you.

Embrace the Golden Years in Pennsylvania’s Charming Towns

As Fred Rogers pointed out, "There are many wonderful days left in our many wonderful neighborhoods." Whether you are looking for a loved one or yourself, you won't be spoiled for choice in one of the nation's oldest and most historic regions. National Landmarks, natural resources, thriving art scenes, and safe, welcoming communities all make up the fabric of Pennsylvania and make the golden years shine even brighter.