7 Cost-Effective Towns In West Virginia For Retirees
As retirement approaches, choosing a place to settle that balances affordability with lifestyle aspirations becomes essential. West Virginia, with its tax-friendly policies, emerges as an attractive option for retirees. The state is one of 41 that do not tax Social Security benefits, and it offers a Homestead Exemption to provide property tax relief for residents aged 65 or older. Additionally, retirement income up to $8,000 is exempt from state income tax, making the Mountain State a cost-effective choice for those on a fixed income. Beyond financial benefits, towns like Charleston, with its cultural vibrancy and urban conveniences, and Wheeling, renowned for its rich history and scenic views along the Ohio River, give retirees a blend of value, community, and quality of life.
Charleston
For seniors looking for a cost-effective and relaxed place to retire, Charleston is an ideal destination. With an average home value of $154,453, lower than the state’s average of $165,588, Charleston stands out as a budget-friendly choice for retirees. The town enjoys a four-season humid subtropical climate with elements of a continental climate, and its winter temperatures are often milder than other parts of the state, thanks to its location west of the higher elevations.
Retirees can pair this financial peace of mind with access to cultural and recreational spots like the Clay Center, a hub for arts and sciences, and the iconic West Virginia State Capitol with its impressive gold dome. For those who enjoy leisurely activities, Capitol Market features local produce and goods, while Little Creek Golf Course creates an ideal setting for outdoor recreation.
Huntington
In the western region of West Virginia lies Huntington, a vibrant town known for its engaging community events and welcoming atmosphere. With a population of around 46,000, Huntington balances small-town appeal with city conveniences, making it an appealing option for retirees. Housing is exceptionally affordable, with an average home value of $128,980, significantly lower than the state’s average of $165,588. This affordability allows retirees to find comfortable homes while keeping expenses manageable. The town is also home to excellent senior centers, including the Underwood Senior Center and the Marie Redd Senior Life and Enrichment Center, which host activities and programs tailored to older adults.
Huntington keeps its residents entertained year-round with a variety of events and festivals. From the Appalachian Film Festival to the Guyandotte Civil War Days and the Lions Tri-State Arts & Crafts Festival, there’s always something happening to keep retirees active and engaged. For those who enjoy the outdoors, Ritter Park is a local treasure with beautiful walking paths and serene picnic spots. Art and history enthusiasts can explore the Huntington Museum of Art or step back in time at the Museum of Radio & Technology.
Parkersburg
Parkersburg stands out as an affordable and vibrant town for retirees seeking an active lifestyle. With a median home price of $138,644, well below the state average, retirees can enjoy comfortable living while exploring a range of engaging experiences. The town also keeps retirees active with year-round events. The Annual Mid-Ohio Valley Multi-Cultural Festival in June celebrates global traditions, while the Parkersburg Homecoming Festival in August features parades, fireworks, and entertainment. Around Memorial Day, the Taste of Parkersburg highlights local cuisine, and September’s Downtown Throwdown pairs BBQ with craft beer.
The town’s historic landmarks add depth to its appeal. Blennerhassett Island Historical State Park, accessible by sternwheeler, invites exploration of its rich past and scenic beauty. Fort Boreman Park delivers sweeping city views and a look into the area’s Civil War history, while the Julia-Ann Square Historic District showcases stunning Victorian homes. Adding to this, the Oil & Gas Museum highlights the region’s industrial heritage.
Buckhannon
Buckhannon blends small-town warmth with essential amenities, making it an appealing choice for retirees. With an average home value of $158,418, it’s a budget-friendly option for those seeking affordable living. The town features tree-lined streets and inviting green spaces like Jawbone Park, Pringle Tree Park, and the Upshur County Recreation Park, which are ideal for leisurely walks or outdoor gatherings for seniors to spend quality time. Additionally, St. Joseph's Hospital Emergency Room is conveniently located to ensure medical assistance is always within reach.
What truly stands out about Buckhannon is its natural beauty and recreational opportunities. The Stonecoal Lake Wildlife Management Area offers serene views and is a great spot for fishing, hiking, or simply enjoying the outdoors. Whether strolling through the local parks or exploring the surrounding wilderness, retirees can savor the slower pace of life and the area’s picturesque landscapes.
Elkins
Nestled in the Allegheny Highlands, Elkins is an inviting destination for retirees who appreciate natural beauty, culture, and lifelong learning opportunities. Home to Davis and Elkins College, this vibrant town gives retirees the chance to explore courses in various disciplines, fostering personal growth and intellectual engagement.
The town hosts the renowned Augusta Heritage Festival, a multi-week celebration of music, heritage, and craftsmanship. With themes ranging from Old Time and Bluegrass to Cajun, Irish, woodworking, and metalworking, the festival attracts participants from around the globe. It typically takes place on the Davis and Elkins College campus and in town during July and August, with additional events in October and spring. The Mountain State Forest Festival, held each October, adds to the town’s lively calendar, featuring parades, arts, and activities that bring the community together.
For history and rail enthusiasts, MountainRail, the West Virginia Railroad Museum, and the Durbin & Greenbrier Valley Railroad are local highlights. Additionally, Fitness-loving retirees can stay active at 1201 CrossFit, while the surrounding landscape offers endless outdoor exploration.
Wheeling
Wheeling is an inviting destination for retirees seeking a budget-friendly and engaging place to settle down. With an average home value of $136,647, it’s a financially accessible town where retirees can enjoy a comfortable lifestyle. For those opting for alternative living arrangements, options like Welty Home For the Aged Inc. and Woodview Independent Senior Living cater to varying preferences.
Entertainment abounds in Wheeling, starting with the Wheeling Island Hotel-Casino-Racetrack. Located on Wheeling Island, this facility, once known as Wheeling Downs features live greyhound racing, poker games, slots, and casino-style table games, making it an exciting destination to entertain visiting family and friends. For those who enjoy the arts and nature, the Oglebay Institute Stifel Fine Arts Center and the Oglebay Good Zoo provide enriching experiences year-round. Transportation is also convenient, with Greyhound Lines connecting Wheeling to points across North America, a handy service for retirees who enjoy bus travel.
Dunbar
Dunbar is another inviting destination in West Virginia where retirees can embrace small-town living and a strong sense of community. With a population that fosters close connections, this town welcomes newcomers to its tranquil surroundings. Wine Cellar Park, known for its serene walking trails and picturesque ponds, and Meadowood Park, with its open spaces for recreation, are popular spots for spending time outdoors. History-loving retirees can explore the nearby Criel Mound, a prehistoric Adena burial mound that reflects the region's rich past. For adventure seekers, the Hatfield McCoy Trails Tornado Single Trax Trailhead provides access to scenic trails perfect for hiking and biking.
Healthcare needs are well addressed with WVU Medicine - Thomas Memorial Hospital located nearby, ensuring peace of mind for retirees. Social opportunities like the Peaceful Reading Club and All Abilities Club help foster a sense of belonging. With an average home value of $119,682, Dunbar is an affordable choice for retirees seeking a welcoming and laid-back lifestyle.
Wrapping Up
Retirement brings the opportunity to embrace a more relaxed and fulfilling pace of life, and these seven towns in West Virginia stand out for their affordability and serene environments, making them ideal for seniors. Wheeling’s casino and entertainment venues provide plenty of excitement, while Dunbar’s trails and outdoor attractions offer a peaceful setting for staying active and enjoying nature. Each destination emphasizes comfort and contentment, creating the perfect backdrop for a fulfilling and worry-free retirement amidst the natural beauty of the Mountain State.
