7 Safest Towns In Missouri For Senior Living
Missouri, the Show-Me State, is blessed with attractive landscapes, idyllic small towns, and remarkable affordability, making it a prime location for senior living. From the Ozark Mountains to the mighty Missouri and Mississippi rivers to the many state parks, there is much to admire about this midwestern state that has a unique touch of southern culture. While big cities like St. Louis and Kansas City get all the headlines, our silver-haired friends will surely appreciate small hamlets with safe neighbors, friendly communities, and an inexpensive cost of living. Come on a journey to discover some of the best low-key villages attracting retirees in Missouri.
Kirkwood
Nestled along the banks of the Meramec River, Kirkwood is a charming small town that combines natural beauty with a welcoming vibe, making it an ideal destination for senior living. Nearly 21% of the population is aged 65 or older, reflecting its strong appeal to retirees. The town boasts lush parks with walking trails, picnic areas, and serene fishing ponds, offering endless opportunities for outdoor relaxation. With its proximity to St. Louis and access to top-tier healthcare at St. Luke’s Des Peres Hospital, Kirkwood strikes the perfect balance between small-town charm and big-city convenience, making it a beloved haven for retirees.
Kirkwood's vibrant community is enriched by its historical landmarks and annual events. The iconic Kirkwood Train Station, a symbol of the town’s rich heritage, serves as a centerpiece of local pride. The Historic Greentree Festival draws residents and visitors alike, celebrating the town’s spirit with music, crafts, and festivities. Moreover, the Kirkwood Farmers Market adds a lively touch to the town, offering fresh produce and artisanal goods year-round.
Jackson
Jackson is ideal for seniors, offering residents and visitors a friendly, close-knit community expressed through regular events and festivals, such as the seasonal farmer’s market. For the outdoorsy types, Jackson City Park has walking paths, nature, and serene reflection stops. Southeast Mercy Hospital is a short distance away in Cape Girardeau, giving residents access to medical care. Furthermore, the median home value is $253,000, making it quite affordable compared to the national average of $357,000.
Jackson is in southeastern Missouri and is thought of for its spectacular Cape LaCroix Creek and Hubble Creek, which meander through the area. Historical landmarks include the 1848 Oliver House Museum, the 19th-century Apple Creek Presbyterian Church, and Jackson Courthouse Square, which has many 19th-century buildings. Thus, retirees have endless ways to spend their golden years in town.
Maryville
The small town of Maryville in northwestern Missouri offers seniors safety and affordable living, surrounded by the wonders of nature. From nearby Mozingo Lake to open farmlands, the town is coveted by seniors (65 and older), who make up nearly 15% of the population. Add on the median housing value of $178,900, and it is evident why so many people flock to this town. Moreover, Mosaic Medical Center offers in-town medical care, a valuable feature for those of advanced years.
Maryville’s downtown blends historical charm with modern conveniences, creating a welcoming environment for residents and visitors alike. The Nodaway County Courthouse stands as a testament to the town’s storied past, while the nearby Maryville Depot and Beal Park Monument add to its historical allure. For those eager to dive deeper into local history, the Nodaway County Historical Society Museum offers fascinating exhibits and artifacts.
Health-conscious seniors will appreciate the scenic Mozingo Lake Golf Course, where rolling greens meet the water, creating a serene setting for an 18-hole game. The Maryville Aquatic Center, with its inviting pools and events, serves as a hub for recreation and socializing, fostering a strong sense of community among residents.
Ballwin
Located in the western suburbs of St. Louis, Ballwin is a thriving town known for its safety, affordability, and welcoming community. Recognized as the second hottest zip code in the Midwest/Northeast region by Realtor.com, Ballwin has become a sought-after destination for retirees. With over 19% of its population aged 65 and older, the town offers a senior-friendly atmosphere complemented by excellent healthcare options nearby, including Mercy Hospital, St. Luke’s, and Barnes-Jewish West County Hospital.
Ballwin also boasts a rich history, showcased through landmarks like the mid-1800s Salem Methodist Church and the historic Bacon Log Cabin. Residents can enjoy shopping at the Painted Tree Boutiques, a bustling mall filled with unique shops, or savor a meal at the Lazy River Grill, famous for its seafood, steaks, and burgers. For family visits, the North Pointe Aquatic Center provides a fun-filled water park experience.
Carrollton
Carrollton, located in north-central Missouri, offers retirees a peaceful, affordable lifestyle steeped in agricultural heritage. With a median home value of approximately $135,000, it’s an exceptionally budget-friendly choice for those on a fixed income. Surrounded by rolling farmland, the town exudes a slower pace of life, perfect for seniors seeking tranquility. That said, amenities are plentiful, and the Carroll County Memorial Hospital offers exceptional medical care in town.
History and community are at the heart of Carrollton. The Carroll County Courthouse adds a touch of historic charm, while the nearby Waverly Bridge, spanning the Missouri River, offers scenic views. Residents and visitors alike enjoy the Carrollton Farmers Market, where fresh produce and homemade goods create a lively atmosphere. For recreation, the Community Wellness and Aquatic Center provides activities for all ages, making Carrollton an inviting retreat for retirees and their families.
Buffalo
Nestled in the southwestern foothills of the Ozarks, Buffalo offers retirees a tranquil lifestyle surrounded by natural beauty. The town boasts a median home value of $201,000, making it a budget-friendly option for those on a fixed income. Seniors can also stay active thanks to the nearby Bennett Spring State Park, which offers pristine hiking trails, serene fishing spots, and opportunities for birdwatching. A bit closer to town, Buffalo City Park is another outdoor abode. Additionally, the town’s proximity to Citizens Memorial Hospital in Bolivar ensures access to quality healthcare. Whether it’s the scenic beauty or historical landmarks, Buffalo provides an idyllic setting for retirees to enjoy their golden years.
Cottleville
Cottleville, located in St. Charles County, combines small-town charm with a touch of modern convenience, making it a favorite among retirees. With over 210 acres of parkland and numerous lakes, the town offers ample opportunities for outdoor activities like walking, picnicking, and fishing. Its historic downtown, featuring well-preserved 19th-century buildings, adds to its picturesque appeal. Landmarks such as the Legacy Park are testaments to the town’s rich history. Proximity to the Missouri River enhances its scenic charm, while nearby SSM Health St. Joseph Hospital in St. Charles ensures access to excellent healthcare.
Despite its serene ambiance, Cottleville offers plenty of vibrancy with its boutique shops, cozy eateries, and events. With a median home value of $451,091, it offers a higher-end lifestyle while maintaining a warm, welcoming atmosphere. Those weary of the high price tag can opt for independent living at Avalon Park instead, which features 24-hour security, meal service, and a friendly environment.
Parting Thoughts
Missouri’s small towns offer a harmonious blend of safety, affordability, and local spirit, making them perfect for seniors looking to enjoy their golden years. From the serene parks and historic charm of Kirkwood to the tranquil waters of Maryville's Mozingo Lake, each town provides a unique appeal. Jackson’s creeks and historic landmarks, Savannah’s 19th-century homes, and Carrollton’s agricultural roots create peaceful havens steeped in tradition. Whether drawn to nature, history, or vibrant communities, these seven towns stand out as some of Missouri’s safest and most inviting destinations for senior living.
