The skyline of Montpelier in Vermont during Autumn.

8 Budget-Friendly Towns in Vermont for Retirees

The U.S. state of Vermont's charm is not simply in its rolling hills and maple syrup. Its small towns appeal to retirees with more than just entertaining activities and scenic vistas. In this state, affordability meets quintessential New England charm in a way that makes retirement a joy. Imagine strolling through vibrant farmer's markets, savoring local cheddar, and finding community in the aged brick corners of historic town halls. From Middlebury's academic allure to Barre's granite grit, these towns offer retirees not just a place to settle but a lifestyle that's rich in culture, thrifty in cost, and filled with the kind of charm that Vermonters hold dear. Whether they are craving a slower pace of life, yearning to stretch retirement dollars, or simply seeking a place where neighbors greet one another like old friends, Vermont's small towns are poised to welcome all with open arms.

Bennington

Aerial view of the Bennington Battle Monument in Vermont.
Aerial view of the Bennington Battle Monument in Bennington, Vermont.

Bennington is steeped in Revolutionary War history and home to the iconic Bennington Battle Monument, offering retirees a glimpse into America’s war-torn past. This town fosters a sense of community enriched by local pastimes like the Bennington Museum, pottery classes, or natural activities. Bennington also boasts endless outdoor opportunities and is surrounded by spots like the Woodford State Park, ideal for boating, camping, and hiking. Those planning to retire here adore its affordable housing options amid Vermont’s outdoors. In Bennington, the median house value is $249,000, much less than the state median of $402,000. Moreover, the Bennington Senior Center brings older adults together, connecting them to other residents and keeping them active and engaged.

Brattleboro

buildings along Whetstone Brook, in Brattleboro, Vermont
Rustic buildings along Whetstone Brook in Brattleboro, Vermont.

Brattleboro paints a vibrant image of artsy ambiance and active community life. For those interested in socializing, the town hosts the quirky Strolling of the Heifers parade, a lively food parade celebrating local agriculture with hours of fresh food and family fun. During the rest of the year, retirees can enjoy leisurely strolls along the Connecticut River, explore galleries, and shop at the bustling farmers' market for fresh produce and crafts. The Brattleboro Memorial Hospital further complements Brattleboro’s appeal, ensuring retirees can embrace an enriching lifestyle without compromising on their medical needs or treatments. Last but not least, the town is an affordable destination, with an average home value of $333,000, so you won’t have to break the bank to buy a home.

St. Johnsbury

Buildings along Railroad Street in St. Johnsbury.
Buildings lined along Railroad Street in St. Johnsbury, Vermont. Editorial credit: Wangkun Jia / Shutterstock.com

Home to the esteemed Fairbanks Museum and Planetarium, this town is more than just natural beauty; there are history lessons at every turn. There is also a dedication to preserving the town's history, palpable via sites like the North Congregational Church and St. Johnsbury Athenaeum. Even a short stroll through the historic district is full of Victorian architecture that adds charm to everyday shopping and restaurant life. Outside of the paved streets, scenic hiking trails and state parks like the Saint Johnsbury Municipal Forest provide ample opportunities for outdoor activities where residents can meditate and exercise in the fresh Vermont air.

Affordable senior living options underscore St. Johnsbury's commitment to having a supportive community atmosphere, making it an inviting destination for retirees seeking tranquility and engagement. One can choose to buy a home at an average price of $247,000 or check out one of the local senior homes like Canterbury Inn.

Middlebury

Downtown Middlebury in Vermont.
View of downtown Middlebury in Vermont. By Jd4508. Original uploader was Jd4508 at en.wikipedia - Transferred from en.wikipedia, CC BY-SA 3.0, Wikimedia Commons.

In the heart of Vermont, Middlebury is a town that promotes continued education with its academic influence from Middlebury College. It offers retirees more than just quaint charm. With a population of around 9,000, it provides retirees with that small-town feel to escape the hustle and bustle of big-city life. The cost of living also follows, and residents can rent out a home at an average monthly cost of less than $1,000, much cheaper than the state average of $2,200.

For those living here, there is also something happening as the town hosts year-long shows at the Town Hall Theater, ideal for an evening out. Similarly, historic covered bridges such as the Pulp Mill Covered Bridge dot its rural landscapes, which are great for family photos and painting in nature. The nearby Green Mountain National Forest provides many outdoor activities, catering to those who appreciate intellectual stimulation and natural beauty.

Rutland

People shopping at a market in Rutland, Vermont.
People shopping at a market in downtown Rutland, Vermont. Editorial credit: Wirestock Creators / Shutterstock.com

Rutland, with its historic roots and revitalized community spirit, should be at the top of every potential retiree's list of possible destinations. Its housing market is more than budget-friendly, with a median listing home price of $268,000. It hosts the Vermont State Fair, a Summer Concert Series, and the Rutland Winter Fest annually, showcasing its vibrant local culture and providing an excellent opportunity to invite family and friends to visit. Retirees benefit from the Rutland Regional Medical Center, which offers various specialty services, including an efficient ambulance service. Those looking for a bit of adventure can hit the slopes at nearby Killington Resort, which is complemented by a variety of dining options and local businesses that cater to the needs of retirees looking to settle into a lively and caring community.

Montpelier

The Summer Farmers' Market in Montpelier, Vermont.
View of the Summer Farmers' Market along State and Main Streets in Montpelier, Vermont. Editorial credit: Phill Truckle / Shutterstock.com

Montpelier, Vermont’s capital city, exudes a small-town feel while embracing a strong political history. Home to approximately 8,000 residents, each street feels like a blast to the past, whether it is the endless shops on Main Street or the rustic brick buildings on State Street. For a deeper look, one can visit the Vermont State House, a testament to the town's civic engagement and completely free of cost. Retirees planning to stay fit can partake in the Montpelier Art Walk for some creative fun or enjoy strolls along the Winooski River. Affordable housing options at less than $416,000 and a walkable downtown area further enhance its appeal for retirees seeking a blend of history, culture, and practicality.

Barre

Aerial view of Barre in Vermont.
Aerial view of Barre in Vermont.

Heading over to Barre, retirees will find a town hailed as the “Granite Center of the World.” Home to around 8,500 residents, this extra small town’s history is quite literally chiseled in stone. Those interested can spend time at the Vermont Granite Museum or the Rock of Ages granite quarry to imbue themselves with local heritage. Similarly, during the Barre Heritage Festival in September, retirees can immerse in the community with many games, music, and activities.

The average price of a home listed for sale in Barre is a mere $303,000, nearly $100,000 less than the state average of Vermont. To top it off, nature is never far away, and this budget-friendly town ensures a life of relaxation with peace of mind. For example, the Barre Town Forest beckons with hiking trails, ideal for those who relish the great outdoors and the quiet beauty of Vermont's landscapes.

Winooski

Historic buildings in the town of Winooski, Vermont.
The 1867 Winooski Block in the town of Winooski, Vermont. By Ken Gallager - Own work, CC BY-SA 4.0, Wikimedia Commons.

Winooski offers a multicultural mosaic in a small package. This vibrant town's culinary scene and local breweries cater to diverse tastes, providing retirees with a flavor-packed retirement. Cultural events like the Waking Windows music festival add to its charm, while recreational activities along the Winooski River offer opportunities for relaxation and exercise. Foodies can enjoy restaurants like Tiny Thai and Our House Bistro during their golden years for endless delicious dishes.

With affordable rental options of an average of $2,400 per month and easy access to nearby Burlington amenities, Winooski balances community spirit and modern convenience for retirees looking to settle into a lively and welcoming environment. Whether catching a flight from the Burlington International Airport or shopping at Burlington’s Church Street Marketplace, urban amenities are right around the corner.

Conclusion

Vermont's small towns aren't just budget-friendly; they are comforting and full of character. Whether it is chiseling away at history in Barre or kayaking on the Winooski River, retirees here find more than just a place to settle down; they discover a community that welcomes them with open arms and a spirit that's as enduring as the Green Mountain State itself. Affordable living, vibrant local scenes, and landscapes that inspire adventure and relaxation are two things so desperately needed for a quality retirement and available no matter the budget.

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