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8 Most Comfortable Towns In The Gulf Coast For Seniors

Renowned for its beautiful beaches, subtropical climates, and vibrant coastal culture, the United States Gulf Coast is undeniably one of the finest vacation destinations in the world. It is unsurprising, then, that many seniors feel drawn to this region during their retirement years.

In the Gulf Coast States, seniors looking for a change of scenery can discover truly extraordinary towns to live out their golden years in bliss. With the promise of mild winters, stunning coastal parks, and tons of other outdoor attractions that can be savored year-round, the Gulf Coast offers a life free from boredom while ensuring comfort is a given.

When combined with affordability, top-notch medical centers, and low crime rates, one can add "peace of mind" to the list of reasons to explore or move to the Gulf Coast. So, if you are a senior looking to embrace a new path without sacrificing comfort, here are 8 Gulf Coast towns to consider visiting or calling home.

Naples, Florida

Naples, Florida, in the evening.
The beautiful town of Naples, Florida, in the evening.

Whether visiting Naples or making it your permanent home, this Florida Gulf Coast town is extremely popular with seniors. Dubbed 1 of the “25 Best Places to Retire in Florida” in 2024, residents and visitors alike can look forward to fabulous weather, pristine beaches, and a spirited downtown with tons to do.

As a southwest Florida community, temperatures are warmer here than in the state’s northern cities, ranging from averages of 56°F to 89°F. For seniors looking to stay active, this means shores and outdoor attractions like Naples Beach, Lowdermilk Park, and the Naples Botanical Garden are a year-round delight.

Shopping, dining, and culture are also a year-round pleasure on Naples’ Main Street: Fifth Avenue South. Vibrant since the 1920s, this historic downtown is a staple of Old Naples, boasting European boutiques like Marilyn's, authentic Italian dining at places like Pazzo! Cucina Italiana, and live performances at The Naples Players at Sugden Community Theatre.

For those looking to surround themselves with other active seniors, retirement communities like All Seasons Naples prioritize fostering an “active independent lifestyle.” As for the seniors looking to fly solo, you can embrace peace of mind. In a 2023 study by SimpleShowing, Naples was named “the safest place to live in Florida.”

Punta Gorda, Florida

Punta Gorda, Florida
Farmers' Market in Punta Gorda, Florida. Editorial credit: Felix Mizioznikov / Shutterstock.com.

A little over an hour north of Naples, Punta Gorda is another delightful town listed as 1 of the “25 Best Places to Retire in Florida” in 2024. Like Naples, you can reap the benefits of a subtropical climate and gorgeous weather. So for those who love to get outdoors, attractions like the Harborwalk, Ponce De Leon Park, and Charlotte Harbor Preserve State Park can be appreciated in every season.

But what truly sets this Florida town apart is its cost of living. Compared to other Gulf Coast towns, housing prices are much more reasonable, whether renting or buying. Along with housing expenses being 17% lower than the national average, the overall cost of living is 3% lower as well. Paired with low crime rates (68% lower than the national average), this Florida town has it all.

Contrasting Naples’ more upscale shopping district, Punta Gorda flaunts a more easygoing Fisherman's Village for the more laid-back retiree. Its charms include a Waterfront Mall, Marina, and Resort with over 30 shops and countless restaurants like the Village Brewhouse.

Gulf Shores, Alabama

Aerial view of Gulf Shores, Alabama.
Aerial view of Gulf Shores, Alabama.

With a 6% less expensive cost of living than the national average, Gulf Shores, Alabama is another great choice for seniors on a budget. Combined with an average of 223 sunny days per year and temperatures reaching the early 90s in summertime, it is easy to see why so many seniors love this Gulf Coast town.

As of 2024, over 26% of the town’s population is 65 or older, making it easy for retirees to connect with others—especially, oceanside. With 32 miles of white-sand coast and 15 public beaches, this Alabama town is paradise for beach-loving seniors. The Gulf Shores Main Public Beach is a stand-out shore, perfect for seniors of all ages and abilities. It offers four wheelchair-friendly beach mats for a more accessible beach experience.

Alternatively, Gulf State Park also has countless scenic shores, along with beach pavilion picnic areas to escape the sun. Accessibility is a huge priority here as well, so the park’s pier observation deck is currently undergoing renovations to include a new elevator. As for non-beach activities, the park’s award-winning 28-mile paved trail system is gorgeous and ADA-accessible. It was named the best recreational trail in the country for 2023 and 2024 by USA Today.

Ocean Springs, Mississippi

Vietnam Veterans Memorial in Ocean Springs, Mississippi.
Vietnam Veterans Memorial in Ocean Springs, Mississippi. Editorial credit: Carmen K. Sisson / Shutterstock.com.

Over in Mississippi, the town of Ocean Springs is another hot retirement town—literally and figuratively. Average temperatures range from the mid-50s to the mid-80s, and locals can expect around 216 sunny days per year. With weather this swell, it is easy to see why Ocean Springs was named 1 of “The Best Places To Retire In The South” by Southern Living in 2024.

Ocean Springs was also named the “Best for Home Buying” by Southern Living. Paired with a cost of living 16.5% lower than the national average, this leaves more toward the cost of leisure. Even then, local attractions like the Walter Anderson Museum of Art offer membership discounts for seniors. Other landmarks like the town’s scenic Front Beach even have free parking, unlike many other Gulf Coast beaches.

For retirees looking to reconnect with nature, the Gulf Islands National Seashore also offers reduced annual and lifetime passes for seniors 62 and older. Ocean Springs is closest to the park’s Davis Bayou Area, which boasts a beautiful fishing pier, picnic area, boat launch, and countless wooded bayou trails.

Biloxi, Mississippi

Biloxi, Mississippi, USA Light House at dusk.
The lighthouse at Biloxi, Mississippi.

Named 1 of “The Best Places to Retire in Mississippi on a Budget” by Movoto, Biloxi is another Mississippi town ideal for seniors looking to save. With a 15% lower cost of living and 34% lower housing compared to the national average, this Mississippi town is one of the most affordable places to retire on the Gulf Coast.

On the other hand, if you are someone who likes to let loose every once in a while, Biloxi is home to a whopping 8 casinos. Even if gambling is not your thing, they offer tons of other amenities and features, including headliner entertainment, shopping, dining, and spas. For instance, at the Palace Casino Resort, you can find the award-winning Mignon’s Steaks & Seafood restaurant. Likewise, the Beau Rivage Resort & Casino is known for its nationally-ranked Spa & Salon.

Outside its spirited casino life, Biloxi has a great range of museums and outdoor attractions. Historical highlights include the Coastal Mississippi Mardi Gras Museum, the Biloxi Lighthouse, and the Jefferson Davis Presidential Library. As for outdoor attractions, Biloxi Beach is a comfortable shore, or you can explore the surrounding waters by booking a Biloxi Boat Tour.

Rockport, Texas

Rockport, Texas
A beautiful sunset scene from Rockport, Texas. Editorial credit: Grossinger / Shutterstock.com.

For seniors looking for more of a classic coastal atmosphere on the Gulf, Texas Monthly calls Rockport a “Quintessential Texas Beach Town.” Along with an average-221 days of sunshine per year, Rockport’s beautiful location on a peninsula keeps it fairly sheltered, often keeping harsher Gulf winds at bay. This makes local shores like Rockport Beach that much more enjoyable.

As “Texas' First Blue Wave Beach,” Rockport Beach is known for its cleanliness, accessibility, and tranquil waters. The waters are also incredibly shallow, meaning people of all ages and abilities can swim with ease. Locals can purchase a $40 annual vehicle parking fee, but if you happen to splurge on a home near this beautiful shore, you can access the park for free by foot.

If you are looking to save on housing costs, you are better off buying or renting further from the water. This is well worth it for some since Rockport boasts a 10.8% lower cost of living than the US average. With more savings for leisure, you can take advantage of the town’s other attractions, including the Texas Maritime Museum, Rockport Art Center, Winery on the Bay, and Goose Island State Park.

Port Aransas, Texas

A scene from the overlook at Robert's Point Park in Port Aransas, Texas
A scene from the overlook at Robert's Point Park in Port Aransas, Texas.

45 minutes from Rockport, Port Aransas is an underrated coastal town, perfect for seniors seeking a neighborly atmosphere. Noted for its “close-knit, diverse, and [...] strong senior community” by thetravel.com, this Texas town is known as a retirement haven. As of 2024, over 36% of the locals are seniors, and those numbers only continue to rise.

Like Rockport, Port Aransas promises mild winters and sunny summers. And thanks to its location on Mustang Island, there is plenty of sand to go around. Even during the summer months when Port Aransas transforms into a tourist town, the 5-mile stretch of sand at Mustang Island State Park is serene.

If the shore starts to feel a bit cramped, there is plenty else to see and do in this barrier island park. For instance, as the “Fishing Capital of Texas,” Port Aransas is an angler’s dream. The Mustang Island Paddle Park Trail is over 20 miles long and can be explored for its beauty or shallow-water fishing. Birders will also love exploring the depths of this park since the Mustang Island habitat nurtures hundreds of native and migrating species. Elsewhere in town, birders will also appreciate the Leonabelle Turnbull Birding Center.

Venice, Florida

Venice, Florida
People bathing in the sea in Venice, Florida. Editorial credit: Bilanol / Shutterstock.com.

Returning to Florida, Venice consistently ranks among the most comfortable towns in the state for seniors. Along with frequently being named one of Florida’s safest communities, Venice has a wide range of healthcare facilities right in town. From highly rated medical clinics like We The People Health & Wellness Center to hospitals like Sarasota Memorial, the convenience of local healthcare makes Venice highly sought-after.

Averaging 252 days of sunshine every year, Venice is also an outdoor playground. The town boasts 14 stunning miles of beach, including its namesake shore. Known as the most popular stretch of sand in town, Venice Beach is a delight year-round. Featuring free parking, picnic areas, boardwalks, and lifeguards, a shore this beautiful calls for endless relaxation.

For a more unique day in the sun, you will want to head to Caspersen Beach. The local shore is famous for its plethora of fossilized shark teeth, and hunting for them is fun for all ages. As the Shark Tooth Capital of the World, Venice is truly memorable in more ways than one.

Final Thoughts

While many Gulf Coast communities come alive with vacationers and spring breakers, these 8 coastal towns are spirited places for seniors to visit or call home, no matter the season. With the promise of bountiful sunshine and no snow in sight, beach days are as gorgeous in fall as they are in the summer.

The best part is, each of these towns promises serene settings. So whether choosing towns like Naples for its upscale attractions, towns like Ocean Springs for its affordability, or towns like Venice for their world-class health facilities, no matter your budget or personal needs, there is a beautiful Gulf Coast town right for you.

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