8 Towns in Colorado that Are Ideal for Seniors
American TV host Mr. Rogers once said, “Often when you think you’re at the end of something, you’re at the beginning of something else.” In that sense, one’s autumn years don’t have to be thought of as the end of one's life but the start of something beautiful, and what better place to experience that beauty than the state of Colorado?
With more than 300 days of sunshine, the Rocky Mountains, snow skiing in the winter and river rafting in the summer, state parks, hiking and rock climbing, Colorado is a haven of nature. Many towns have a thriving art scene and community events and festivals throughout the year. The state has a population of 5,839, 926 with 16% of those over the age of 65 (Census Bureau). It’s considered by many to be one of the healthiest states in the country, in fact, US News and World Report Health ranks it in the top 10 healthiest US states and with access to top health care. According to the state’s website, taxpayers at least 65 years of age can deduct their social security income, which helps stretch those retirement dollars. While the state isn’t known for having a low cost of living, Denver and Boulder are mostly responsible for driving up those averages, however there are many smaller towns that offer a more reasonable cost of living.
Salida
Located in rocky mountains and bounded by the Arkansas River Valley and Monarch Mountain, is this charming little town. Back in the 1800 Salida was a stagecoach stop, today its on the National Register of Historic Places. Boasting the largest historic district in the state, the downtown is full of old Western buildings. The Hutchinson Homestead & Learning Center is the perfect place to learn about pioneer life. The SteamPlant Theater is the place to go to catch a local production. Salida is an outdoor paradise full of hiking and river rafting and fishing activities. The climate has four seasons and low humidity.
Salida has a population of 5,809 residents with 22% of them 65 years of age and older (US Census Bureau). The Heart of the Rockies Regional Center is a small 25 bed hospital that is well regarded, and it’s been around since 1888. Seniors will appreciate the free public shuttle service through Chaffee Shuttle to and from medical appointments, shopping, and local events. The winters are long, and the location is remote, but it’s an affordable and beautiful place to retire. The median home price is $377,500 and the median household income is $62,668 (US Census Bureau).
Manitou Springs
Just outside of Colorado Springs, is the town of Manitou Springs. The population is 4,912 and 15% are 65 years of age and older (Census Bureau). The resort town is known for its healing mineral springs, mountain vistas and the Manitou Cliff Dwellings. In the early 1890s the town was a health resort, known for its clean air, and that attracted many tuberculosis patients. The downtown has a sparse suburban feel with many coffee shops, restaurants, and shopping. Marigold Café and Bakery has great coffee and carrot cake. Melting Pot has excellent fondue, and Annas Apothecary has natural cures for one’s ailments.
The Mountain Cliff Dwellings are a historical gem. These red sandstone dwellings are over 800 years old, and one can explore them on a self-guided tour to see how American Indians once lived. There are caves to explore in Cave of the Winds Mountain Park. There are of course plenty of hiking and biking trails to explore nature. The town has mountain views and great campsites.
The summer weather is pleasant and dry, and the winters are relatively mild. UCHealth Memorial Hospital in nearby Colorado Springs, is ranked as the 4th best in the state, by US News and World Report Health. The median home price is $449,200 and the median household income is $65,703 (Census Bureau).
Buena Vista
Situated between the Arkansas River and the Collegiate Peaks, the chill town of Buena Vista has a lot to offer. The town has a population of 2,859 and 11% are 65 years of age and older (Census Bureau). Of course, there’s the mountain views and hiking, but there’s also river rafting and fishing. The town has the Aqua Hot Springs, with its natural geothermal mineral hot springs, yoga and meditation room and vacation rental options for one’s out of town visitors. First settled in 1864 the downtown has many historic buildings to explore. The climate is semi-arid with cold, but mild and dry winters and warm summers. According to Bankers Life, Buena Vista is great for retirees with its lower-than-average property tax rate. Sales tax doesn’t apply to food and medicine, and seniors can deduct $24,000 annually from all retirement income. The median home price is $335,900, and the median household income is $39,535 (Census Bureau). The town also has a low crime rate.
Cañon City
The town of Cañon City, with its population of 17,157 (24% 65 and over) abounds in nature’s splendor (Census Bureau). It’s known for many parks, hiking, rafting, and climbing. Red Canyon Park has 600 acres of red rock formations. Hogbacks Open Space has miles of trails through pinyon and juniper trees. Royal Gorge Bridge and Park has one of the highest suspension bridges in the US and there’s also the railroad there with 24-miles of stunning nature to explore. There are even murder mystery games to participate in and they have Christmas Santa themed events around the holidays.
The town is close to Colorado Springs and Denver. The historic downtown is walkable and has great shopping and is known for its art galleries, such as the Fremont Center for the Arts. There’s also the nearby award-winning wine tasting at the Winery at Holy Cross Abbey.
The climate is quite comfortable, all year round, for Colorado. Should the time come for more care, there are several senior care facilities in the area, including Havilahome, Friendship House at The Home, Royal Gorge Manor Apartments, Legacy Center, and Garden Park Villa. St. Thomas More Hospital is in Cañon City, but given its proximity to Colorado Springs and Denver, there’s also easy access to the state’s best hospitals. The median home price is $218,200 and the median household income is $52,648, making it quite affordable (Census Bureau).
Holly Hills
A suburb of Denver, Holly Hills is one of the top retirement towns in Colorado. The town has a rural feel, with a population of 2,843 (19% 65 and over), yet it's still close to the big city (Census Bureau). The quaint town offers picturesque mountain views. Most people own their own homes and have large yards. The downtown has bars, restaurants, and coffee shops, but one is just a short drive to Denver for an excellent foodie scene. There are many churches in town to nurture one’s spiritual life and community. There are several excellent senior living facilities nearby, including: HighPointe Assisted Living and Memory Care and Pinewood Lodge. According to US News and World Report Health, nearby UCHealth University of Colorado Hospital is ranked first in the state. The median home price is $533,000 and the median household income is $134,722 (Census Bureau).
Cherry Hills Village
Known for its grand homes combined with the charm of its downtown, Cherry Hills Village is the perfect spot to retire if one has the means. Settled in the 1920s and sitting at about 5,340 feet of elevation. 22% of the population of 6,426 are 65 years of age and older (Census Bureau). There are over 30 miles of trails to hike, 47 acres of parklands and the exclusive Cherry Hills Country Club with its PGA championship golf course. This town likely isn’t for those on a fixed income, but if one has some money to spend, this is the place to do it and make the most of those *golden* years… the key is gold. There are many communities with equestrian trails. There’s a variety of home styles, so it won't be difficult to find the perfect home on a mature tree-lined street. There are some outstanding festivals throughout the year to get more connected with the community. Some examples include the Annual Exotic Car Show, the Annual Winter Celebration, and the Outdoor Movie Night in the summer.
The median home price is $2,000,001 and the median household income is $250,001, making Cherry Hills Village an expensive place to live, however, it's not hard to see why it's so popular (Census Bureau). With access to light rail, it’s easy for a senior or anyone to get around. Of course, with the proximity to Denver, there’s access to all the big city stuff and the top hospitals discussed previously. The climate has warm summers and cold, snowy winters.
Estes Park
The town of Estes Park is an ideal location for retirees who love the outdoors and seek a vibrant local art scene. Established over 100 years ago, it sits at an elevation exceeding 7,500 feet. With a population of 5,942, 38% are aged 65 and older (Census Bureau). Similar to many other Colorado towns, it’s common for retirees to become snowbirds, escaping the winters to places like Arizona or Florida. Nestled at the base of Rocky Mountain National Park, this town is brimming with nature’s wonders. Wildlife, such as bears and elk, are frequently spotted. Nearby Roosevelt National Forest is a must-see, and the Estes Park Aerial Tramway connects the town to the summit of Prospect Mountain. The bustling downtown boasts over 300 shops and numerous restaurants. Patterson Glassworks offers handmade pitchers and bowls, while Coffee on the Rocks is the go-to for coffee. Dunraven At The Estes Park Resort features a hearty menu alongside stunning views.
The median home price is $463,400, and the median household income is $56,166 (Census Bureau). Estes Park Health is a local, small-town hospital that takes pride in offering “big-hospital expertise.” There are several well-regarded senior homes in the area, including Brookdale Longmont and Hillcrest of Loveland. Estes Park is about a one-and-a-half-hour drive to Denver and under an hour to Boulder. Summers are warm and dry, while winters are cold. The city enjoys more than 200 days of sunshine each year.
Columbine Valley
Founded in the 1950s, the Denver suburb of Columbine Valley in Arapahoe County is an excellent place to retire. The population of 1,701 includes 35% of residents aged 65 and older (Census Bureau). The downtown area has a rural feel, yet it is only a short half-hour drive to Denver. Known for its friendly locals and breathtaking views of the Rocky Mountains, Columbine Valley is a paradise for outdoor enthusiasts. The climate features low humidity and “endless” days of sunshine. The town hall hosts a summer concert series, and there’s a fireworks celebration on the 4th of July. The Carson Nature Center is a must-visit, with its five lakes and abundant wildlife. Nearby towns include Littleton and Englewood. In Littleton, you’ll find AdventHealth Littleton General Hospital, and as previously mentioned, Denver boasts the top hospitals in the state. The median home price is $542,000, while the median household income stands at $1,058,600 (Census Bureau).
Retire to Colorado
Although states like Florida and Arizona are frequently seen as ideal retirement destinations, those who love nature and want to maintain an active lifestyle should consider retiring in Colorado. While there are states with warmer winters, California tends to be expensive and heavily taxed. Although Florida and Arizona offer affordability, they also experience oppressive summer heat. In contrast, Colorado enjoys abundant sunshine even in winter, with dry and comfortable summers. Many towns boast vibrant art scenes and friendly residents.
