Shops, eateries, and baseball-themed attractions line the sidewalk on Main Street in Cooperstown, New York. Editorial credit: Kenneth Sponsler / Shutterstock.com

8 Towns Perfect for Retirement in Upstate New York

Upstate New York is famous for its cold and snowy winters, which are most felt in places like Syracuse, Oswego, and Rochester, and it is one of the most beautiful regions in the United States. Its breathtaking natural scenery of mountains, impressive lakes, rolling hills, and lush forests means endless breathtaking vistas and recreational opportunities.

It is also home to many vibrant locations that offer a brilliant mix of urban and suburban lifestyle. Upstate New York is an incredible retirement destination that comes with diverse options to choose from. Whether interested in downtown living, residing amongst the rolling hills, or you would rather seek the peace and quietness that comes with country living, this region has it all. Here are the towns perfect for retirement in Upstate New York.

Cooperstown

Homes along the shore of Ostego Lake in Cooperstown, New York.. Editorial credit: Steve Cukrov / Shutterstock.com
Homes along the shore of Otsego Lake in Cooperstown, New York. Editorial credit: Steve Cukrov / Shutterstock.com

If retirees are looking for an idyllic setting with a historic charm, and crime-free environment, then they can definitely spend their sunset years in Cooperstown. Listing an average home value of $469,000, the town is also cheaper compared to the state average. Seniors can travel back to the 19th-century farm lifestyle at the Farmer’s Museum and incredible art exhibitions at the Smithy Gallery, allowing them to appreciate the amazing artwork of both local and regional artists.

Lakeside bike rides and water recreation at Lake Otsego are great ways to stay fit. Outdoor enthusiasts can also choose to go hiking, kayaking, and wildlife spotting at Glimmerglass State Park, which is one of the most scenic parks in the area.

Geneseo

Geneseo is a town in the Finger Lakes region of New York. Editorial credit: JWCohen / Shutterstock.com
Geneseo is a town in the Finger Lakes region of New York. Editorial credit: JWCohen / Shutterstock.com

Geneseo is one of the most beautiful towns in Upstate New York in which to retire. It offers an affordable cost of living, with the average home value being $277,200. It has a lower crime rate than the national average, thanks to the incredible police presence and a strong sense of community where everyone knows everyone and looks out for each other. The presence of medical facilities like Geneseo Medical Campus and UR Medicine | Noyes Health Services also makes the towns an attractive choice.

If retirees love art, then they are in for a treat at the Gallery in the Valley, where they can see and appreciate the impressive artwork of local artists. Deer Run Winery is an excellent hangout spot in the evening to catch up on the latest happenings around the town over a glass of wine.

Aurora

Aurora, New York, US. Editorial credit: PQK / Shutterstock.com
Aurora, New York, US. Editorial credit: PQK / Shutterstock.com

Aurora is nestled on the impressive shore of Cayuga Lake, where golden agers can enjoy fishing and boating while taking in the lake’s breathtaking views. The peaceful atmosphere, tight-knit community, friendliness, and slower-paced lifestyle make it a great choice for seniors.

While sharing laughter with fellow residents, you can try some of the best red and white wines at Long Point Winery, part of the Cayuga Wine Trail. Get an insight into the history of the town at the Aurora History Museum, which houses artifacts of the earliest settlers as well as the Native Americans. Lastly, when children come to visit, Long Point State Park is the place to go for its relaxing camping experiences. If you are on the lookout, homes in Aurora are available for $450,000.

Cairo

A scenic view of the Catskill Creek in Cairo New York, USA.
A scenic view of the Catskill Creek in Cairo, New York, USA.

Cairo is a gorgeous town located on the bank of the Hudson River, which will put retirees only a short distance away from the bustling New York City and Albany, the state’s capital. Many things make Cairo a great, perfect place to retire in Upstate New York, including a scenic natural beauty that you can explore in many ways, including boating and fishing along the Hudson River. Cairo is fairly diverse and offers affordable homes, which cost $375,000 on average.

Those who love chasing waterfalls can head to Artist Falls, a 25-foot waterfall on Winter Clove Brook. You can take a walk with your furry friend at Angelo Canna Town Park, which has impressive features, including football fields and a tennis court where you can enjoy a good workout for a healthy body. Taking a few of your friends to Old Factory Brewing Company for some drinks is also not a bad idea.

Honeoye Falls

Honeoye Falls, New York.
Honeoye Falls, New York.

About 18 miles south of Rochester, Honeoye Falls is loved for its tranquility and peaceful atmosphere, which make it one of the towns perfect for retirement in Upstate New York. It has incredible features, including the stunning namesake Honeoye Falls. The median home value in Honeoye Falls is $458,500, which is below the state’s median.

Its convenient location also means retirees can experience some of the most unforgettable adventures this region has to offer. Mill Art Center & Gallery allows retirees to see some of the most beautiful pieces of art or take an art class if they want. Head to Honeoye Falls-Mendon Historical Society Museum to learn about the town’s impressive history. Early morning or evening walks are even better in the peace and serenity of the waterfall where the town’s name was derived. The Upper Falls is located on N Main St, while the Lower Falls is located in Harry Allen Park.

Dunkirk

The Dunkirk Lighthouse, also known as the Point Gratiot Light, shines its beacon over the New York coast of Lake Erie.
The Dunkirk Lighthouse, also known as the Point Gratiot Light, shines its beacon over the New York coast of Lake Erie.

Retiring in Dunkirk would be wonderful, thanks to its picturesque natural beauty and an active community life. The town is also a catch, with a median home value of just $99,900. Retirees can access Brooks Memorial Hospital for all their medical needs. The nearby St. Columban's on the Lake is an attractive choice for assisted living support for seniors.

When it comes to leisure activities for retirees, the town has the Point Gratiot Park, which features over 55 acres of Lake Erie shoreline, walking trails, and picnic spaces. Socializing is easy at the Dunkirk Senior Center, where retirees can participate in activities such as card games, fitness classes, and social events. A trip to the almost 3 miles away Fredonia Opera House will be worthwhile for performances, including concerts, theater productions, and film screenings.

Saratoga Springs

Exterior of brick building in the historical centre in Saratoga Springs, NY. Editorial credit: Enrico Della Pietra / Shutterstock.com
The exterior of a brick building in the historical center in Saratoga Springs, NY. Editorial credit: Enrico Della Pietra / Shutterstock.com

Saratoga Springs is a beautiful town only around three hours from the Big Apple. Famous for horse racing and its incredible mineral springs, this town is a wonderful retirement spot for seniors looking to spend their sunset years in a laid-back atmosphere. It also boasts a thriving arts scene and a low crime rate. A typical home is valued at $850,000, so you may need to save up.

Retirees can learn most about the town at the Saratoga Springs Visitor Center with information and resources, such as maps, brochures, and guides. When feeling low on activities, enjoy mineral baths and recreational opportunities like hiking and picnicking at Saratoga Spa State Park. Retirees can also learn about horse racing history at the National Museum of Racing and Hall of Fame through the historical artifacts, beautiful works of art, and trophies.

Stillwater

View of the Hudson River in Upstate New York, at Stillwater, NY, USA.
View of the Hudson River in Upstate New York, at Stillwater, NY, USA.

Stillwater is a charming community in the heart of the Empire State and a perfect retirement destination for seniors looking for a cozy place full of warmth and community spirit. The town is incredibly historic, and a stroll through its impressive streets is a brilliant walk in the Revolutionary War. Hudson Riverfront Park allows older adults to enjoy the serenity, quietness, and gorgeous views that come with it. Stillwater Public Library is another spot where retirees can spend time refining their reading skills or host a book club with friends.

Meanwhile, it costs $449,900 to own a house here, which is decent given its location. The town’s high-quality healthcare also makes it an adorable spot to retire. Senior patients can be attended to at local hospitals, like the Stillwater Family Health Center, as well as nearby facilities, including Saratoga Hospital, which is just outside the town.

Whatever retirees are looking to experience during their golden years, they will find it one of the towns perfect for retirement in Upstate New York. From Cooperstown’s idyllic setting at the southern edge of Otsego Lake to Oneonta’s incredible cultural diversity to Saratoga Springs’ beautiful mineral springs and laid-back lifestyle, the region offers incredibly diverse options for retirement.

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