8 Welcoming Towns to Retire in the Finger Lakes

Welcome to the Finger Lakes region of New York, where retirement isn't just a slow-down but a vibrant new beginning full of exploration and wonder. This is where the water whispers tales of history and the wineries invite endless afternoons of delight. Not your typical retiree's backdrop, this region combines natural splendor with the quaint charm of small-town living.

From the hidden waterfalls of Watkins Glen to the historic echoes of Seneca Falls, each village in the Finger Lakes offers a unique retreat where the average house prices are as welcoming as the locals. With retirement here, you don’t just live; you thrive, enjoying the richness of life amidst settings that poets dream about. Join us as we uncover the top 8 towns in the Finger Lakes region that promise more than just a place to retire—they offer a place to live passionately.

Canandaigua

Canandaigua is home to the oldest county fair in the United States, the Ontario County Fair, which has been held annually since 1843. This historic event has been a central part of the community for over 175 years and includes agricultural displays, entertainment, and local culture that continues to draw visitors each year. The average house price in Canandaigua stands at an appealing level of $350K. This price point, combined with the town’s unique offerings, makes it a financially viable option for retirees. The town's lush landscapes and the lake provide a perfect backdrop for leisurely days spent in nature. Additionally, the historical significance of the area is preserved in attractions like the Sonnenberg Gardens & Mansion State Historic Park and the Granger Homestead and Carriage Museum. These sites not only add to the town's charm but also offer educational and recreational activities that enrich the lives of its residents.

Moreover, Canandaigua’s community atmosphere is enhanced by its high-quality culinary and cultural offerings. The presence of the New York Kitchen, which showcases the region's best food and wine, highlights the local commitment to celebrating and preserving its agricultural and viticultural heritage. For retirees, the availability of gourmet experiences and the ease of access to fresh, local produce can significantly enhance their daily lives. Social interactions are also plentiful, with numerous community events held on the shores of Canandaigua Lake, where residents can mingle and enjoy the town’s vibrant social scene. The overall ambiance of Canandaigua, from its well-maintained public spaces and historical estates to its friendly local population and diverse leisure activities, truly makes it “The Chosen Spot” for those seeking a fulfilling and peaceful retirement.

Penn Yan

Penn Yan, sat in the heart of the Finger Lakes region at the north end of Keuka Lake's eastern arm, offers a picturesque and tranquil setting ideal for retirement. The village's name, a unique blend of "Pennsylvania" and "Yankee," reflects its rich historical tapestry and the amalgamation of cultural influences that have shaped its community. The local landscape, renowned for its viniculture, adds a distinctive charm, making it not just a place to live but a place to experience and enjoy. Retirees will find Penn Yan's environment enriched by its natural beauty and historical sites, such as the Seneca Mills Falls, where the remnants of a bygone era stand against the backdrop of cascading waterfalls. This serene village is not only a feast for the senses but also gentle on the finances, with an average house price of $400K.

The community here is close, characterized by friendly faces and warm interactions, where new residents are quickly woven into the social fabric. The village’s reputation for wine-making extends into local gastronomy and culture, with numerous vineyards and tasting rooms providing ample leisure activities for those who appreciate the finer things in life. Furthermore, the annual events and local traditions foster a sense of belonging and community engagement, ensuring that retirees not only have a place to live but a place to thrive.

Geneva

Geneva, situated at the northern end of Seneca Lake, embodies a welcoming retreat for retirees. This picturesque town, known as the "Lake Trout Capital of the World," offers not only exceptional fishing but also a host of activities that cater to diverse interests. Historical architecture dots the landscape, with landmarks like the Geneva Row Houses showcasing Federalist style reminiscent of Georgetown, and the majestic Belhurst Castle providing a glimpse into the area’s rich past. The average house price of $300K in Geneva is invitingly affordable. This affordability, combined with the town's scenic views and tranquil lakefront, makes Geneva an ideal locale for those seeking a peaceful yet engaging community to call home in their golden years.

Moreover, Geneva's vibrant cultural scene is significantly enriched by the presence of Hobart and William Smith Colleges, infusing the town with a youthful energy that complements its historical backdrop. Retirees can enjoy an array of events, from the Geneva Music Festival to the lively Cruisin' Night & Block Party. The Smith Opera House, a cultural staple since 1894, continues to host top-notch performances, offering entertainment right in the heart of the town. Additionally, the local culinary scene is a food lover's delight, supported by the region's agricultural abundance and showcased in venues like Beef and Brew, as well as numerous farm-to-table restaurants.

Watkins Glen

Despite its modest population of just around 2,000 residents, Watkins Glen thrives as a prominent tourist destination, renowned for its stunning natural beauty and engaging outdoor activities. The village is home to the famous Watkins Glen State Park, where retirees can explore over 19 waterfalls along beautifully maintained trails, offering both relaxation and gentle exercise suitable for all fitness levels. The median house price is an encouraging $200K. Additionally, the local pier and expansive lake provide ample opportunities for boating and swimming, fostering an active and socially engaging environment that is essential for a fulfilling retirement.

Beyond the natural attractions, Watkins Glen holds a rich history in motor racing, with the Watkins Glen International racetrack bringing a unique flavor of excitement to the town. This historical track not only offers thrilling race events but also hosts the Finger Lakes Wine Festival, providing a perfect blend of adrenaline and leisure. For those interested in viticulture, the town sits on the Seneca Lake Wine Trail, ideal for exploring local vineyards and tasting some of the region's finest wines. Such cultural and recreational offerings enrich the retirement experience, ensuring that life in Watkins Glen is both vibrant and relaxing.

Seneca Falls

Seneca Falls, a small town with a rich historical significance, is known as the birthplace of the American women's rights movement. This town not only celebrates its pivotal role in history with landmarks like the Women's Rights National Historical Park and the National Women's Hall of Fame but also provides a peaceful environment with a median house price of $200K that makes retirement living even more desirable. The local attractions, including the Wesleyan Chapel and the Elizabeth Cady Stanton House, allow residents and visitors to immerse themselves in the profound narratives that shaped modern societal values. Additionally, the town's scenic location near the northern part of Cayuga Lake enhances its charm, offering beautiful lake views and easy access to nature, which is perfect for those looking to slow down and enjoy a reflective, yet active retirement.

Furthermore, Seneca Falls extends beyond its historical offerings to embrace nature and community activities that enrich the retirement experience. The nearby Montezuma National Wildlife Refuge, with its extensive acreage serving as a vital habitat for migratory birds and diverse wildlife, offers retirees endless opportunities for wildlife observation and photography, encouraging an active lifestyle in harmony with nature. The town's involvement in annual events like the "It's a Wonderful Life" Festival adds a festive spirit to the community, providing social engagement and entertainment. For wine enthusiasts, the proximity to the Cayuga Lake Wine Trail with its family-owned wineries offers delightful weekend outings, blending local culture and relaxation.

Homer

Homer has a population of 3000, and its vibrant arts scene is anchored by the Center for the Arts of Homer, housed in a stunning Gothic-style former church built in 1893. This center draws a variety of performances, from renowned musicians to celebrated authors, providing residents with a rich cultural experience right at their doorstep. Additionally, the nearby ski resorts like Greek Peak Mountain Resort, Song Mountain Resort, and Labrador Mountain make Homer an ideal location for active retirees who enjoy winter sports. The combination of arts and outdoor activities ensures that retirement in Homer is both engaging and fulfilling.

Moreover, the affordability of Homer enhances its appeal as a retirement haven. The average house price in Homer is $180K, allowing retirees to enjoy a high quality of life without the financial strain often associated with larger cities. The quaint downtown area, with its Instagram-worthy sites and historic charm, invites leisurely strolls and easy access to local amenities. Homer's proximity to various ski slopes not only offers fantastic winter recreation but also adds to the town's scenic beauty, providing picturesque landscapes to enjoy year-round.

Trumansburg

With a small population of just 1,700, Trumansburg provides a tight-knit atmosphere that makes it easy to forge close connections and enjoy a relaxed pace of life. The village is famously home to Taughannock Falls, the tallest waterfall in the region, which, along with the surrounding state park, offers stunning natural scenery and a variety of outdoor activities such as hiking, fishing, and camping. For those who appreciate the great outdoors and scenic beauty, Trumansburg offers an unparalleled backdrop. For $350K in Trumansburg, you can purchase a lovely home. The local shops and restaurants add to the village’s charm, providing delightful places to explore and enjoy local cuisine and crafts.

Landmarks like the Trumansburg Conservatory of Fine Arts and the Ulysses Philomathic Library highlight the village's commitment to preserving its architectural heritage and fostering a cultural hub. The annual GrassRoots Festival of Music and Dance brings a vibrant mix of music and community spirit to the village, showcasing a variety of musical genres and attracting visitors and locals alike. This event exemplifies the active and culturally rich lifestyle that residents can enjoy. For retirees, Trumansburg not only offers a serene environment and affordable living but also provides ample opportunities to stay active and engaged in community and cultural activities.

Hammondsport

Hammondsport, located at the southern end of Keuka Lake in Steuben County, is dubbed the "Cradle of Aviation" due to its ties to aviation pioneer Glenn H. Curtiss, and is also known as the "Heart of Wine Country." The village's picturesque setting amidst the Appalachian Plateau, combined with its accessible waterfront on Keuka Lake, encourages outdoor recreational activities such as boating, fishing, and swimming. Culturally, the Glenn H. Curtiss Museum and numerous local vineyards like Bully Hill and Heron Hill offer educational and leisure opportunities that are both enriching and entertaining. The average house price in Hammondsport is reasonable at $330K, which allows retirees to enjoy a great life without the financial burden often associated with more populous lakefront communities.

With a population of just under a thousand, it provides a peaceful, close-knit environment where neighbors know each other and social gatherings are commonplace. The village's annual events, local wineries, and historical sites foster a strong sense of community and belonging, important factors for retirees looking to form new friendships and stay active in their community. Hammondsport’s accolade as the "Coolest Small Town in America" by readers of Budget Travel highlights its appeal not just for visitors but as a permanent residence for retirees.