9 Budget-Friendly Towns In Wisconsin For Retirees

Wisconsin, from its delicious bratwurst to festivals like Summerfest and even two of the Great Lakes, is an abode of extraordinary proportions. Along with being a tourist hub, this state is also a dream destination for retirees, with plenty of benefits. Boasting a low cost of living, state-of-the-art amenities, and plenty of friendly communities to settle down in, there are numerous towns where retirees will feel at home. From the historic activities in Ashland to the outdoor opportunities in Lake Geneva, these are nine budget-friendly towns in Wisconsin for retirees.

Ashland

Ashland, the county seat of Ashland County, offers seniors a mix of urban and rural vibes. The town rests along Lake Superior and, as such, bustles with activities to help people stay fit in their golden years. For example, one can spend an evening walking through the foliage in Prentice Park or set up a chair for sunbathing at Maslowski Beach. Afterwards, destinations like the South Shore Brewery beckon residents from all over with some of the best brews and vibes in the state. If you don’t drink, Bay Theater hosts plenty of performances for a fun night in town.

Even with its prime waterside location, Ashland remains one of the most affordable towns in Wisconsin. The average housing value here is $192,000, a steal compared to the state average of $303,000. Moreover, plenty of amenities are within reach, such as the Tamarack Health Medical Center for healthcare needs and Super One Foods for daily groceries.

Shawano

A quaint reprieve in Shawano County, Shawano is another county seat perfect for settling down. Upon arrival, the tight-knit community vibe is prevalent through plenty of feel-good features like modern schools, two dozen parks, and walking trails. Some notable parks are Hotz Park and Memorial Park, each offering a reprieve of tranquility for residents. Moreover, Shawano rests along Wolf River and Shawano Lake, creating a waterfront area on most sides of town. Inland from the coast, businesses like Farm Inn’ On Main and Sharona’s Bar are perfect for some fun and drinks with mates.

Shawano doesn’t fall short of major cities in terms of retirement benefits. The Shawano Municipal Airport caters to some public flights, so retirees will have no trouble traveling. Moreover, the Shawano Citizens’ Commission meets on the last Wednesday of every month to discuss the health, recreation, and social requirements of locals. To top it off, the town has an affordable average home value of $223,000, making it a great destination for everyone.

Prairie du Chien

As Wisconsin’s second-oldest city, Prairie du Chien is often seen as a historic retreat for a vacation in Wisconsin. However, with over 23% of the local population over 65, it is also a great place to settle down. The town has plenty of benefits that attract seniors, starting with the median housing value of $186,000, far below the state average. Transportation is also convenient, with a bus service to La Crosse that runs three times a day, so you can always head into the city if you need anything.

For those who decide to retire in Prairie du Chien, there is always something fun to do. History enthusiasts delve into local tales at landmarks like the Villa Louis and Fort Crawford Museum. The latter is a museum in an 1832 military fort, while the former is an 1843 villa and estate now offering tours to visitors. For a different experience, St. Feriole Island Park showcases views of the Mississippi River with tons of greenery and trails.

Eagle River

Eagle River is a top contender in Wisconsin as both a famed tourist and retirement destination. The town boasts plenty of lakes, creating a serene atmosphere rarely found elsewhere. Most retirees spend their evenings along the Franklin Lake Nature Trail or Great Headwaters Trail for a relaxing way to stay fit along the water. On the other hand, cultural enthusiasts also have plenty of options, such as a day of history at the Eagle River Historical Museum, founded in the 1960s. Those here in October will also witness the Cranberry Fest, during which the locals come together for the cranberry harvest with food, beer, pastries, wine, and music for a fun time.

With so much to see and do, Eagle River’s housing market is slightly expensive, with a median value of $360,000. Thankfully, retirees on a budget can opt for senior living homes instead, such as Milestone Senior Living. This facility features assisted living, memory care, and respite care options with a pet-friendly environment to keep everyone happy. While there is medical staff in the facility, Eagle River’s Aspirus Hospital is always available for any and all healthcare emergencies.

Wausau

Wausau is an excellent community for retirees along the Wisconsin River. As the county seat of Marathon County, this town of 40,000 is a mini-metropolis where retirees can enjoy the benefits of urban living without the same hustle and bustle. Ode to this, nearly 19% of the local population is above 65, so there are like-minded people all around. Moreover, buying your dream home is a breeze thanks to the affordable average home value of $215,000, a bargain considering the waterside views.

While you might want to spend all day in your dream abode, getting out in Wausau is just as fun. Art lovers can roam the streets and head into many galleries and museums, such as the Leigh Yawkey Woodson Art Museum, known for its “Birds in Art” collection. Those interested in natural beauty can opt for the Willow Springs Garden of Rib Mountain State Park, both providing a glimpse into Wisoncsin’s outdoors. Last but not least, evenings are best spent at Timekeeper Distillery, where the rustic vibes and tasty drinks will keep you feeling young forever.

Hurley

If you’re looking for a budget-friendly place to retire, few places can beat Hurley in Wisconsin. This town has a median housing value of $117,000, which is less than half the state average of $303,000. With so much leftover savings, seniors can spend their money having a blast at one of Hurley’s many entertaining attractions. History enthusiasts head to the Iron County Historical Society Museum, a two-story building full of rustic artifacts. Meanwhile, the Potato River Falls is a great place to chill off, while the Bear Chasers Lodge Bar and Grill offers a different way to “chill out.”

With so much to see and do, you can also bring the family to town during vacations. Hurley has many great hotels, like Econo Lodge and Days Inn, so the family will have no trouble staying over. While most amenities are available in town, the adjacent communities of Ironwood and Montreal should have everything you can’t find for a comfortable retirement in Wisconsin.

Algoma

Algoma often falls under the radar as a small town of 3,200, but it is one that retirees should consider. Part of the Green Bay Metropolitan Area, the city of Green Bay is less than an hour away and has all the amenities one needs. For example, the Green Bay Austin Straubel International Airport provides excellent connectivity, Aurora BayCare Medical Center manages medical needs, and Costco is perfect for a weekly grocery run. Meanwhile, you can enjoy a relaxing home environment along Lake Michigan in Algoma. Add on the median housing value of $239,000, and you might be able to get a waterfront home for your golden years.

With its waterside location, Algoma is perfect for fit retirees who enjoy spending time outdoors. Crescent Beach Boardwalk is a local hotspot boasting plenty of greenery, coastal trails, and fresh air. For a bit of a challenge, one can opt for the Ahnapee Trailhead, a 48-mile country-operated route perfect for hiking and biking. After burning some calories, Millie’s Pub and Grill is a great spot to meet your mates for a night of conversation and drinks.

Mayville

Two hours south of Algoma, Mayville offers retirees a different environment but the same comfort. The median home value sits at a budget-friendly $238,000, a bargain in the state of Wisconsin. Moreover, there are plenty of places to hang out, from a walk at Easy Street Park to some food and drink at Atwell’s Pub. The best part is that you’ll always have someone to hang out with, as nearly 20% of locals are above the age of 65. So, areas like the Mayville Golf Course are always bustling with life, and one can make some new friends in their retirement destination.

Lake Geneva

As the name suggests, Lake Geneva is a community nestled along the tranquil waters of Geneva Lake. Spanning 5,400 acres, the lake is a major draw, beckoning people with vibrant views and activities. Those looking to stay active can spend time at one of many lakeside areas, such as the Big Foot Beach State Park and Flat Iron Park. The latter hosts regular events such as “Blues, Reggae, & Rock,” while the former boasts 270 acres of wilderness for hiking, swimming, and fishing. Those interested in fishing will have a blast as the lake is a wellspring of largemouth and smallmouth bass with great spots to head out on a boat, perfect for some retirement fun.

Those interested in the activities will also be glad to know that Lake Geneva is a community full of seniors. Over 21% of the 8,600 locals are senior citizens, so there is never a dull moment. Although the lakeside scenery comes at a cost, with the median housing value reaching over $360,000, there are affordable alternatives in town. Namely, the Geneva Crossing Senior Community has various living options, from independent living to memory care, with meal programs, exercise areas, and regular gatherings.

Wisconsin’s small towns offer retirees the perfect blend of affordability, charm, and a welcoming atmosphere. From the lakeside tranquility of Lake Geneva to the rich history of Prairie du Chien and the vibrant community spirit in Mayville, each destination has its unique appeal. Whether seeking outdoor adventures, cultural experiences, or a tight-knit community, these budget-friendly towns provide everything needed for a fulfilling retirement. Wisconsin is truly a retiree’s dream destination with low housing costs and abundant amenities.