A local coffee shop in downtown Sedalia. Image credit Logan Bush via Shutterstock.

9 Most Comfortable Towns in Missouri for Seniors

Missouri is a top retirement destination thanks to its beautiful scenery, affordable living, and senior-friendly amenities. The state’s rolling hills and outdoor recreation make it ideal for nature lovers, while its low cost of living and affordable housing help stretch retirement dollars. Missouri is also tax-friendly, with no taxes on Social Security benefits and low property taxes, offering financial peace of mind. Whether you prefer quiet rural towns or vibrant small cities, Missouri has a welcoming community for every retiree. Here are nine comfortable, senior-friendly towns to consider for your retirement in Missouri.

Affton

Downtown Affton, Missouri
Downtown Affton, Missouri

Affton, a welcoming town with a rich historical backdrop and lively community, offers an ideal setting for retirees. The town is home to the Ulysses S. Grant National Historic Site, where visitors can explore the life and legacy of the 18th president, along with Grant's Farm, a popular family-friendly destination showcasing wildlife and historic artifacts. Seniors can also enjoy Grant's Trail, perfect for leisurely walks or bike rides, and the Archdiocese of St. Louis, which contributes to the town's close-knit, faith-based community.

Affton boasts a thriving senior population, with 19.2% of its residents aged 65 or older, making it easy to connect with peers and engage in community activities. For medical needs, the town is well-equipped with top healthcare facilities such as Mercy Hospital South and SSM Health Saint Louis University Hospital, ensuring that seniors receive quality care. For those who enjoy golf, the Tapawingo National Golf Club provides a beautiful setting to play a round with friends on weekends. Seniors seeking both relaxation and recreation will find plenty to do, from local parks and trails to nearby shopping and dining options like The Concord Grill and Olive Garden Italian Restaurant.

Chesterfield

Burkhardt Historic District in Chesterfield, Missouri. Image credit: Mark Ravenscraft via Wikimedia Commons.
Burkhardt Historic District in Chesterfield, Missouri. Image credit: Mark Ravenscraft via Wikimedia Commons.

Chesterfield, nestled in the heart of Missouri, is a vibrant and family-friendly town with a strong sense of community. Known for its safety and welcoming atmosphere, Chesterfield boasts a significant senior population, with 23.9% of its residents aged 65 and older, making it a great place for retirees to engage in active living. The Chesterfield Family YMCA offers a variety of programs specifically tailored for seniors, such as Pickleball, Chess Club, and Trout Lodge Adult Trips, encouraging physical activity and social interaction. The town also hosts senior-focused events like the Senior Resource Expo and Health Fair, which provide valuable information and resources to improve seniors' well-being. Public transportation, provided by Metro, makes it easy for seniors to travel around Chesterfield and connect to Greater St. Louis through numerous bus routes.

Chesterfield offers a wealth of attractions for residents and visitors alike. Outdoor enthusiasts can explore the scenic Katy Trail or Castlewood State Park, apt for hiking and picnics. History buffs can visit the National Museum of Transportation, which showcases a fascinating collection of trains, planes, and automobiles. For a more serene experience, the Sophia M. Sachs Butterfly House offers a peaceful retreat where visitors can marvel at a variety of beautiful butterflies in a lush, tropical environment.

Jefferson City

Downtown Jefferson City from across the Missouri River in Jefferson City, Missouri.
Downtown Jefferson City from across the Missouri River in Jefferson City, Missouri.

Jefferson City, the capital of Missouri, offers a perfect blend of historic charm, natural beauty, and community spirit. Nestled along the Missouri River, the city’s downtown district invites residents and visitors to enjoy scenic river views, unique shops, and locally owned restaurants. With dozens of bars, churches, and historic buildings, there's always a reason to explore Jefferson City's vibrant downtown. For outings with friends or family, Jefferson City offers plenty of historical and cultural attractions. The Missouri State Capitol is a stunning architectural marvel, while the Missouri State Penitentiary provides fascinating tours of its storied past. The Missouri State Museum and Missouri Governor's Mansion are also popular stops for history buffs.

Seniors make up 16.1% of the population, and the town is well-equipped to meet their healthcare needs with facilities like SSM Health St. Mary's Hospital - Jefferson City and Capital Region Medical Center. Senior living options such as Primrose Retirement Community of Jefferson City provide comfortable and supportive environments for retirees. Additionally, the city’s public transit system, JeffTran, offers year-round bus service, making it easy for seniors to get around during weekday business hours.

Wentzville

Downtown Wentzville, Missouri.
Downtown Wentzville, Missouri.

Wentzville, located in St. Charles County, offers a vibrant and welcoming community perfect for seniors looking to enjoy their retirement. Known for its scenic parks and outdoor spaces, the town provides a peaceful yet active lifestyle. Big Joel's Safari Petting Zoo & Educational Park is a unique local attraction where visitors can interact with animals. At the same time, Indian Camp Creek Park and Quail Ridge Park offer picturesque settings for hiking, fishing, and picnicking. Cedar Lake Cellars, a local winery, is ideal for enjoying a relaxing afternoon with friends and family.

Wentzville is a senior-friendly town with various resources to support older adults. The City of Wentzville offers home improvement programs, transportation options, and fitness activities tailored to senior needs. The town also hosts Healthy Living for Seniors events designed to keep seniors active and engaged. Hampton Manor of Wentzville Premier Assisted Living Missouri provides a comfortable and supportive environment for those seeking senior living accommodations. Healthcare is a top priority in Wentzville, with the Emergency Room at SSM Health St. Joseph Hospital available for any urgent medical needs.

Kirkwood

Downtown Kirkwood, Missouri. Image credit: Paul Sableman via Wikimedia Commons.
Downtown Kirkwood, Missouri. Image credit: Paul Sableman via Wikimedia Commons.

Kirkwood, a charming suburb of St. Louis, is known for its historic downtown, beautiful parks, and vibrant community. The town offers senior-friendly housing options, including Cape Albeon, a Lakeside Retirement Living, which provides comfortable and modern retirement communities. Healthcare needs are well taken care of, with excellent facilities such as Kindred Hospital St. Louis South ensuring seniors have access to top-quality medical care. Kirkwood is a safe and welcoming place for seniors, with a variety of resources and services available. Moreover, The City of Kirkwood provides numerous resources for older residents, including Aging Ahead and County Older Resident Programs (CORP), which help seniors stay on top of things.

Kirkwood is also home to several outdoor attractions. The Frank Lloyd Wright House in Ebsworth Park is a must-see for architecture enthusiasts, while Laumeier Sculpture Park offers a unique blend of art and nature. The Powder Valley Conservation Nature Center provides scenic trails for walking and birdwatching. Besides these, Downtown Kirkwood is a hub of activity with plenty of options for shopping, dining, and entertainment. The area hosts many events throughout the year, such as the Witches Walk and Fall Wine Walk, which are perfect opportunities for seniors to enjoy time with friends and family.

Ballwin

Vlasis Park in Ballwin, Missouri
Vlasis Park in Ballwin, Missouri. Image credit Dave Herholz via Wikimedia Commons.

Ballwin, a welcoming town in Missouri, is known for its peaceful suburban lifestyle, beautiful parks, and lively community. With 19.1% of its population over 65, Ballwin offers an excellent environment for seniors looking for a comfortable and engaging retirement. Medical care is top-notch, with Mercy Hospital nearby to address healthcare needs. Crestview Senior Living is an excellent option for seniors seeking independent living, while Brookdale West County offers assisted living for those needing extra support.

Ballwin has a variety of activities and attractions for seniors. Golf enthusiasts can enjoy a competitive game at the Ballwin Golf Course and Event Center, which also hosts various community events. The town has numerous outdoor spaces perfect for enjoying nature with friends and family. Castlewood State Park offers scenic trails and river views, while Lone Elk Park is fantastic for wildlife watching. Vlasis Park, located in the heart of Ballwin, provides relaxing green spaces and community amenities. Seniors can visit the National Museum of Transportation for a unique outing, which showcases an impressive collection of historic trains, cars, and other vehicles.

Sedalia

Sedalia Historic District, Missouri. Editorial credit: Joseph Sohm / Shutterstock.com
Sedalia Historic District, Missouri. Editorial credit: Joseph Sohm / Shutterstock.com

Sedalia, a charming town in central Missouri, offers a welcoming atmosphere and is a great place for seniors to retire. With 17.1% of its population over the age of 65, Sedalia caters to the needs of its senior residents, offering medical care at Bothwell Regional Health Center. The Primrose Retirement Community of Sedalia provides comfortable and supportive accommodations for those seeking senior living options. With a median home price of $167,477, well below Missouri's state average of $247,753, Sedalia is an affordable and attractive option for retirees looking to make the most of their golden years.

Sedalia also offers a variety of outdoor and cultural attractions. The Daum Museum of Contemporary Art is a hub for art lovers, while the historic Katy Depot provides a glimpse into the town's rich history. Liberty Park and the Trails End Monument are perfect for leisurely outdoor strolls or family visits. Besides these attractions, Sedalia hosts two major annual events that showcase the town’s rich cultural heritage and vibrant community spirit. Each August, the renowned Missouri State Fair draws nearly 400,000 visitors to the town, with its expansive fairgrounds covering almost 400 acres, making it the third-largest in the country. This event is a highlight of the year, offering various attractions and entertainment. In early June, the town kicks off summer with the lively Scott Joplin Festival, a tribute to the famous ragtime composer. This festival brings together people of all ages to celebrate Sedalia’s unique place in American music history, making it a cherished tradition for locals and visitors alike.

Ulysses S. Grant National Historic Site
Ulysses S. Grant National Historic Site in Mehlville.

Mehlville has a welcoming and close-knit community with a dense suburban feel. Known for its safe environment, the town is an attractive option for seniors. With 20.9% of the population over 65, it's a place where neighbors know each other and residents enjoy a friendly atmosphere. The median home price in Mehlville is $241,232, slightly below the state’s median of $247,753, making it an affordable retirement destination. In addition to these, the town is home to the 60plus Gold Card Program. This initiative is available to school district residents aged 60 and older, offering free admission to local school sporting events, concerts, and performances. It also discounts activities such as pool memberships, recreational swimming, and Swimnastics, encouraging seniors to stay active.

Mehlville offers a rich array of outdoor attractions for residents to enjoy. Highlights include the Ulysses S. Grant National Historic Site, which provides a glimpse into the history of the 18th President, the Missouri Civil War Museum, a treasure trove of artifacts from the period, and Grant’s Trail, a scenic pathway ideal for walking and biking. Grant’s Farm is another beloved spot where visitors can interact with animals and enjoy the beauty of the grounds. Seniors in Mehlville also have access to high-quality healthcare at Mercy Hospital South, ensuring peace of mind. Clarendale Clayton provides comfortable living and exceptional care for those seeking senior living options.

Cape Girardeau

Historic buildings in Main Street in Cape Girardeau, Missouri. Editorial credit: Roberto Galan / Shutterstock.com.
Historic buildings in downtown Cape Girardeau. Image credit Roberto Galan via Shutterstock.

Cape Girardeau, nestled along the banks of the Mississippi River, is a quaint town known for its rich history, cultural attractions, and scenic natural beauty. The city has various senior-friendly housing options, with a median home price of $204,239, well below the state median of $247,753. With 18.6% of the population over 65, the town offers a welcoming and vibrant community for retirees. The town also provides excellent healthcare services, supported by institutions like Saint Francis Healthcare System.

Cape Girardeau boasts a variety of outdoor attractions for seniors to explore. The Crisp Museum showcases regional art and history, while the Historic Fort D offers a glimpse into Civil War-era life. Nature lovers can enjoy the Cape Girardeau Conservation Nature Center, which provides walking trails and wildlife viewing opportunities. For a touch of excitement, Century Casino & Hotel Cape Girardeau is a popular destination, and the historic Old St. Vincent's Catholic Church offers a peaceful retreat.

Seniors in Cape Girardeau have access to various programs through the Cape Senior Center and Aging Matters, a non-profit organization serving the region. These organizations provide various services, including meal programs, transportation, and social activities. Public transit buses are available through the Cape Transit Authority, with rides for seniors priced at just $1.

Missouri offers a variety of welcoming towns that are perfect for seniors seeking comfort and community. From the suburban appeal of Affton to the historic charm of Cape Girardeau, these nine towns provide excellent healthcare, affordable living, and enriching activities for retirees. Whether you're drawn to natural beauty, cultural experiences, or close-knit neighborhoods, Missouri's senior-friendly communities are ideal retirement destinations. With a focus on safety, affordability, and vibrant local attractions, these provide a fulfilling and comfortable lifestyle for seniors looking to enjoy their golden years.

Share
  1. Home
  2. Places
  3. Cities
  4. 9 Most Comfortable Towns in Missouri for Seniors

More in Places