9 Towns in the Southern United States that Are Ideal for Seniors

To those who dread enduring brutal winters every year in retirement, the Southern United States offers an excellent alternative with its mild winters and warm climate. In addition to avoiding hypothermia, residents enjoy a region known for its friendly people, excellent cuisine, and world-renowned beaches. Moreover, the lower cost of living in the South means one can save significantly and spend more on meaningful experiences. However, choosing the right location is crucial. Below are nine towns in the Southern United States that are ideal for seniors.

Ocean Springs, Mississippi

In Ocean Springs, the affordability of homes is a well-established fact. As reported by the New York City-based financial media website Investopedia, the median home value in Ocean Springs is an attractive $184,800, which is $60,100 less than the national average. This difference could contribute significantly to an emergency fund. Additionally, Ocean Springs has an Income-to-home-value ratio of 34.4%, six percentage points higher than the national average. This coastal Mississippi town is also home to reputable medical facilities, including Singing River Health System-Pascagoula, a full-service hospital known for its Neurology and Nursing departments. With a median age of 41.8, retirees in Ocean Springs will find themselves among a mature, friendly, and welcoming community.

Naples, Florida

Known as the “Paradise Coast,” Naples is home to some of the most pristine beaches in the United States. Located near the edge of Big Cypress Swamp and about 35 miles south of Fort Myers on the Gulf of Mexico, Naples is notable for its 9.66 retirement communities per 1,000 residents and a low tax burden of 14.6%, one of the lowest in the region. A particularly appealing aspect of retiring in Naples is its median age of 66.3, fostering a social scene rich in retirement-oriented activities and shared experiences. For outdoor enthusiasts, the Everglades National Park, the largest subtropical wilderness in the United States, is just a short drive from the town. Naples also has several top-notch medical facilities, including the NCH Baker Hospital and NCH North Naples Hospital, both recipients of the Healthgrades Patient Safety Excellence Award.

Abingdon, Virginia

For those finding the Gulf Coast slightly too warm, Abingdon, with its temperate subtropical climate, offers a comfortable alternative. Situated in Virginia's "Goldilocks Zone" — an area with temperatures that are neither too hot nor too cold — Abingdon is ideal for various outdoor activities. These include trout fishing in the South Fork Holston River, biking on the Virginia Creeper Trail, and exploring the town's historic 18th- and 19th-century architecture. With a median age of around 45 years, Abingdon is well-suited for those who find new beginnings at any age. The town is also home to The College for Older Adults, an institution where seniors can actively participate in suggesting and teaching classes, as well as networking with fellow learners. Additionally, Johnston Memorial Hospital, a mainstay since 1919, is renowned for its Patient Safety Excellence Award from Healthgrades.

Blowing Rock, North Carolina

Known as “the Crown of the Blue Ridge,” Blowing Rock offers retirees breathtaking views of the Blue Ridge Mountains. Beyond the scenic landscape, Blowing Rock is home to the Tweetsie Railroad theme park, featuring North Carolina's only operational narrow-gauge railroad. With a population of about 1,400, Blowing Rock provides a close-knit small-town experience, where residents are familiar and community bonds are strong. The town's downtown area is adorned with vibrant floral displays and features elegant yet relaxed dining options, such as Bistro Roca, perfect for a leisurely Sunday brunch. Additionally, with a median age of 61, residents often find peers for shared adventures.

Cumming, Georgia

Although small, Cumming is charming and has a population of about 7,700. One of its attractions for retirees is its proximity to Atlanta, just 39 miles away, offering easy access to the city's cultural experiences and advanced medical facilities. Notably, Emory University Hospital Midtown, situated in the SoNo district, is acclaimed for its America's 50 Best Hospitals and America's 100 Best Hospitals awards. The Sawnee Mountain Preserve, a significant feature of Cumming, offers stunning views, particularly from the summit of Sawnee Mountain, one of the area's highest peaks. With a median age of 40, Cumming represents a balance of youthful energy and mature community, providing an appealing environment for a diverse range of residents.

New Port Richey, Florida

New Port Richey is an ideal retirement destination for those attracted to the Florida Gulf Coast's breezy charm. With a population of about 17,500, it may be a small town, but it features a lively downtown area. The town’s reasonable tax burden of 15.60% adds to its appeal as an affordable place to retire. Located just 37 miles from Tampa, residents of New Port Richey enjoy easy access to big-city amenities, including top-notch hospitals and cultural attractions. Nearby, less than 30 minutes away, is Dunedin's Caladesi Island State Park, ranked as the second-best beach in the United States by Dr. Beach in 2022. The town’s median age of 52.3 years means residents are likely to find peers with similar interests and lifestyles.

Beaufort, North Carolina

Part of North Carolina’s Crystal Coast, named for its clear waters, Beaufort combines Southern charm with historic significance as the state's third oldest town. The Beaufort Historic Site, spanning two acres, features restored buildings including the Old Jail, which has endured nearly two centuries. For seniors, leisurely strolls on the Boardwalk and sunset watching can become a daily pleasure, as can boat trips to Carrot Island to see wild horses. With a median age of 51.1 and medical facilities like CarolinaEast Medical Center, known for its Outpatient Joint Replacement Excellence Award, Beaufort offers an appealing retirement lifestyle.

St. Augustine, Florida

St. Augustine, the nation's oldest city, is renowned for its cobblestone streets, pristine beaches, and historical landmarks. The city fosters a tight-knit community and features charming mom-and-pop restaurants. It's located in a county recognized for having Florida's best school district. Attractions like the Fountain of Youth not only draw tourists but also offer residents opportunities to experience diverse cultures. The town is well-equipped medically, with Flagler Hospital earning America's 50 Best Hospitals Award™. St. Augustine’s median age of 46.8 years creates an inviting atmosphere for seniors seeking to connect with a slightly younger demographic.

Eureka Springs, Arkansas

Eureka Springs is an essential mention on any list of the best retirement spots in the South. Situated in the Ozark Mountains, this Victorian-era spa town is known for its enchanting beauty and over 60 natural springs, including the centrally located Basin Spring. The serene environment of Eureka Springs, just 45 miles from Fayetteville, Arkansas' second-largest city, offers a perfect blend of nature and accessibility. With a median age of 52.2, it's a place where seniors can find peers sharing similar tastes in music and life perspectives.

The Takehome

Whether you're seeking a community of similarly-aged individuals or a slightly younger crowd, yearning for stunning coastal scenery or picturesque mountain views, the South offers a diverse range of options. The region's affordability, coupled with its renowned hospitality and warmth, makes it an attractive choice for retirement. Top retirement towns include Ocean Springs, Mississippi; Naples, Florida; and Abingdon, Virginia. Additionally, Blowing Rock, known as “the Crown of the Blue Ridge,” and Eureka Springs, often referred to as “The Town That Climbs The Mountain,” are also excellent choices.