9 Welcoming Towns to Retire in Arizona
Retirement in Arizona's small towns is like hitting the jackpot—imagine basking in over 300 days of sunshine a year, surrounded by some of the most breathtaking landscapes in the country. With the Grand Canyon carving its way through the northern part of the state and the stunning red rock formations of Sedona, outdoor beauty is always at your doorstep. Not to mention, Arizona is home to the largest ponderosa pine forest in the United States, providing perfect spots for hiking and unwinding among towering trees.
These towns offer not just a place to live but a community that thrives on warmth and connection. With friendly locals and engaging activities, retiring here means embracing a lifestyle that’s both relaxed and invigorating. So, if you are ready to trade your lawn mower for a pair of hiking boots and your snow shovel for a golf club, then these nine welcoming small towns in Arizona are the perfect backdrop for your golden years!
Sedona
Sedona might just be the retirement paradise you have been searching for. With an average annual temperature hovering around between 60°F and 94°F, this town ensures you can enjoy the outdoors year-round without shoveling snow. Hikers will love exploring trails like Cathedral Rock and Bell Rock, where the views are always Instagram-worthy. Beyond the natural beauty, community spirit runs deep here. The Sedona International Film Festival, founded in 1994, draws people from far and wide, giving locals a chance to rub elbows with filmmakers and cinephiles alike.
Life here is not just about stunning views and film festivals; it also comes with the practicalities of daily living. The cost of living is 14% higher than the national average but reasonably low when compared to large cities, especially when considering the scenery surrounding the town. Not to mention the amenities are more than worth it, and the crime rate is lower than the national average. Sedona Shuttle gives you free shuttle services, making it easy to navigate the town without a car and thus decreasing monthly spending. For healthcare, Sedona is home to over 10 health centers, including a cancer center, while the nearby Verde Valley Medical Center handles emergencies and so much more. This combination of vibrant community and practical services makes Sedona an inviting choice for retirees looking to thrive in a beautiful environment.
Cottonwood
Cottonwood stands out as an affordable yet welcoming option for retirees with average home values of $216,600, almost 20% lower than the US average. This town is not only easy on the wallet but also rich in local experiences. The Cottonwood Area Transit (CAT) makes it simple to get around, making sure you stay connected to everything this town has to offer. Healthcare needs are well covered at the Verde Valley Medical Center, allowing for peace of mind for you and your family.
For those with a taste for wine, Cottonwood is in close proximity to the Verde Valley wine region, permitting you to explore local wineries without a long drive. History buffs will enjoy wandering through Old Town, which is filled with antique shops and art galleries that showcase the talents of local artists. Each December, the Christmas and Holiday Celebration brings the community together for an entire month, transforming the town into a winter wonderland of food, music, and high spirits. With its mix of affordability, recreation, and local spirit, Cottonwood is a fantastic choice for retirees ready to embrace a new lifestyle.
Prescott
Prescott is where history meets modern living, creating a compelling destination for retirees. Its downtown area features well-preserved buildings from the late 1800s, offering a glimpse into a different era while serving as a backdrop for a bustling community. An average home in this town costs around $573,000, well below that of major cities and the benefits are manifold. The Yavapai Regional Transit supplies the area with convenient bus services, ensuring you can get around without hassle. In addition, Prescott is ranked as the third safest town in all of Arizona.
Healthcare is another strong point, with Yavapai Regional Medical Center serving as the primary hospital for residents, and Dignity Health is where you can find numerous senior-specific services to keep healthcare in your control. Outdoor lovers will find plenty of parks, including Watson Lake Park, a local favorite for kayaking and fishing. Events at the CASA Senior Center add to the allure, with Bingo, Dance classes, Meals on Wheels services, and more. If you are considering retirement, Prescott offers a blend of history, nature, and community that feels just right for those looking to enjoy life’s next chapter.
Sierra Vista
Aerial view of Sierra Vista, Arizona.
Sierra Vista is a hidden treasure waiting to be discovered by retirees. With living costs around 15% lower than the national average, it is a great spot for those looking to stretch their retirement dollars. The town’s Vista Transit system is extensive and makes getting around a breeze, so whether you are heading to a park or a local café, you will not have to worry about navigating traffic. For healthcare, Canyon Vista Medical Center stands ready to provide emergency and specialized services, offering peace of mind for residents.
The local scene thrives on the presence of Fort Huachuca, a military installation that enhances community spirit and local economy. With over 20 parks, including the expansive Veteran’s Memorial Park, outdoor activities are numerous. Whether walking, picnicking, or simply enjoying the fresh air, there is something to get you outdoors and keeping mobile. The Huachuca Arts Association Gallery & Art Center also nurtures the local art community, creating a welcoming atmosphere filled with creativity. If you are seeking a blend of nature, culture, and affordability, Sierra Vista could be the ideal place for your retirement adventure.
Show Low
Show Low is like that favorite sweater you can not live without—cozy and comforting. With homes costing only around $397,000 and two-bedroom rents only $1000, this town makes financial sense for retirees. The local bus service, courtesy of the White Mountain Connection, helps you navigate the town and surroundings with ease. Healthcare is easily accessible too, thanks to Summit Healthcare Regional Medical Center, which offers a range of medical services right in town.
Outdoor enthusiasts will thrive here, as Show Low is surrounded by the Apache-Sitgreaves National Forest, a paradise for hiking and camping. Each year, the community comes together for the Medieval Mayhem Renaissance Faire, a festival featuring history, food, and family-friendly activities that celebrate ancient and local spirits. The cooler climate, averaging between 40°F to 80°F, means comfortable weather for all your favorite outdoor pursuits. Retiring here means embracing a lifestyle filled with recreation and community, where every day feels like a new adventure waiting to unfold.
Bisbee
In Bisbee, life feels like an artful expression waiting to be explored. With a population of about 5,500, this location is not just a place to retire; it is a community filled with small-town character. The cost of living is about 42% lower than the national average with homes selling at around $196,000, making it easier for retirees to enjoy their golden years. Limited local transportation is available through Bisbee Bus, connecting you to nearby areas, so convenience is ensured.
The historic mining town is famed for its colorful architecture and a vibrant arts community that breathes life into every corner. Copper Queen Community Hospital provides essential healthcare services, including emergency care, giving residents peace of mind. Outdoor activities are plentiful, with trails in the nearby Coronado National Forest inviting exploration. Each year, the Bisbee 1,000 stair climb event draws participants from all over, showcasing the town's community spirit. A strong emphasis on local arts means there is always something to discover, whether in galleries or studios. If you are looking for a lively, low-cost, and artistic atmosphere to call home, Bisbee should be on your radar.
Oro Valley
Oro Valley is where relaxation meets convenience, making it an attractive spot for retirees. Here, homes sell at about $476,000, providing the amenities you would expect from a well-appointed town. The Sun Shuttle enhances mobility, offering flexible transport options that let you explore without the hassle of driving. Healthcare needs are met at Oro Valley Hospital, where residents find emergency and senior specialized services.
Golf enthusiasts will find plenty to love here, with multiple golf courses, including the well-regarded El Conquistador Country Club. Spend sunny afternoons on the greens, enjoying a round with neighbors or new friends. Nature lovers will not be disappointed either; Catalina State Park is just around the corner, perfect for hiking, camping, and soaking up the beautiful Arizona sunshine. Civic programs, like Movies at the Ranch and Pickleball Open Play, encourage community involvement and are often free for seniors, making it easy to connect with locals. With a welcoming atmosphere where you can relax and engage with your surroundings, Oro Valley might just be the perfect fit for your retirement years.
Payson
View of the Mogollon Rim from Payson, Arizona.
If a picturesque escape into nature sounds appealing, look no further than Payson. With a cost of living approximately 7.6% lower than the national average and 17% less than the state average, this town provides a financially savvy choice for retirees. The Payson Public Transit system operates a small local bus, making getting around the town a snap. For medical needs, Banner Payson Medical Center is readily available, offering essential health services to residents, from emergency services to outpatient care. Also, the Payson Senior Center, provides lunch, Meals on Wheels, and numerous social/active events, so you will always feel connected to the community.
Serving as the gateway to the Mogollon Rim, Payson is surrounded by beautiful pine forests and lakes that invite exploration. Family fun in the great outdoors abounds, with fishing, hiking, and camping opportunities waiting just outside your door. Each summer, the town hosts the Payson Rodeo, the world's oldest continuous rodeo, a festive event that draws crowds and showcases local tradition. Enjoy the lively atmosphere and perhaps even join in the fun! The combination of natural beauty and community spirit makes Payson a top contender for those seeking a peaceful retirement lifestyle.
Florence
Florence is a hidden treasure for retirees, boasting a population of around 27,000 and a cost of living about 12.6% lower than the state’s average. This town provides a great blend of affordability and community spirit, making it an attractive destination for those looking to settle down. A typical home costs around $356,000 and public transportation is accessible, with Pinal County Community Transit or CART connecting residents to surrounding areas, getting around is easy as pie.
Your healthcare is guaranteed through services at both the Banner Health Florence Hospital and Banner Health Clinic, which offer comprehensive services for a range of needs. History buffs will appreciate Florence's preserved historic buildings from the late 1800s lining the streets. The nearby Gila River also presents opportunities for fishing and recreation, adding to the outdoor charm. If you want a community where affordability meets engagement, Florence might be the ideal spot for your retirement journey.
Retirement in one of Arizona's small towns is like finding a comfortable pair of shoes that fit just right. These communities do not just offer lower living costs and stunning landscapes; they create a genuine sense of belonging that makes you feel at home from day one. With friendly neighbors ready to share a coffee or swap stories at the local fair, retirees can easily forge connections that turn into friendships. Whether it is exploring hiking trails, enjoying a round of golf, or participating in community events, these towns encourage an active lifestyle that is rich with opportunity. In Arizona, the warmth of the sun is only rivaled by the warmth of the people, making it a welcoming haven for anyone ready to embrace the next chapter of life.
