Medora, North Dakota near the Badlands and Theodore Roosevelt National Park. Image credit Dennis MacDonald via Shutterstock

9 Welcoming Towns to Retire in North Dakota

North Dakota is emerging as a prime retirement destination in the United States. The state's Black Hills region wields an abundance of opportunities for outdoor delights, making it ideal for nature-loving elders amid their retirement days. North Dakota's low cost of living, efficient transportation, and reasonably priced housing further enhance its appeal for seniors aiming to maximize their retirement savings. Additionally, North Dakota is also extremely tax-friendly, with a low state income tax, allowing elders to keep more of their savings. The state features many cozy and close communities, which all retain a welcoming atmosphere and a relaxed pace of life, perfect for enjoying one's golden years in comfort. Learn more about six senior-friendly towns in North Dakota worth considering for retirement.

Mandan

Fort Abraham Lincoln State Park near Mandan, North Dakota.
Fort Abraham Lincoln State Park near Mandan, North Dakota.

Mandan is a standout option for those in retirement due to its combination of excellent healthcare and deep history. The median home listing price stands at around $399,000 (according to realtor.com), making it a budget-friendly option for those on a fixed income. Healthcare in Mandan is top-notch, with access to facilities like CHI St. Alexius Health and Sanford Health in nearby Bismarck, which delivers comprehensive and specialized amenities for seniors.

The historic Fort Abraham Lincoln State Park will treat visitors and the elderly seeking a spot for retirement to a fascinating glimpse into the region’s military history and Native American heritage, making it a localized gem. The Raging Rivers Waterpark hosts fun, family-friendly activities that will certainly entertain grandchildren for hours on end. For those who enjoy the arts, Mandan hosts the annual Art-in-the-Park Festival and has a thriving theatre scene, as it boasts a diverse lineup of musical acts. The Mandan Municipal Golf Course and the calming Missouri River will definitely complement the needs of outdoor fanatics with plenty of opportunities for recreation, from golfing to fishing and boating.

Valley City

A rail bridge over the Sheyenne River in Valley City, North Dakota.
A rail bridge over the Sheyenne River in Valley City, North Dakota.

Valley City stands out as a welcoming community for the elderly seeking retirement due to its combination of affordability, safety, and a warm communal atmosphere. Housing in Valley City is notably budget-friendly, as the median house listing price stands at a fair average of $257,000, making it an attractive option for elders looking to stretch their retirement savings. Healthcare is also a strong point in Valley City, with CHI Mercy Health offering comprehensive medical assistance and specialized care for seniors, ensuring that the elderly in their retirement phase have easy access to top-notch healthcare without having to travel far.

What sets Valley City apart from other communities in North Dakota is its dynamic culture and rich history, which are woven into the fabric of daily life. The iconic Hi-Line Bridge, one of the longest and highest single-track railroad bridges in the country, is a must-see landmark that adds to the community's charm. The Sheyenne River, which winds through the town, retains several beautiful ideal spots for fishing, boating, and leisurely walks. Valley City State University brings youthful energy events to the area, with concerts, plays, and lectures that those in their latter years can enjoy. The Barnes County, Historical Society Museum, certainly illustrates the historical roots of the town, granting residents a deep dive into the town's past, while Medicine Wheel Park stands as a calm place for reflection and stargazing.

Wahpeton

Aerial view of Wahpeton, North Dakota.
Aerial view of Wahpeton, North Dakota.

With around 8,000 residents, Wahpeton has a median home listing price of $299,000. The area features attractions like the Chahinkapa Zoo and the World's Largest Catfish. There are also several recreational spots in the area, including the Bois de Sioux Golf Course, the Richland County Historical Museum, and the Bagg Bonanza Farm Historic Site. Although small, Wahpeton isn't completely quiet, drawing a modest number of tourists each year. It is a great retirement choice for those seeking a simpler, quieter lifestyle without being too isolated. Wahpeton also has comprehensive amenities, including strong Alzheimer's and assisted living support, that can be found through "Home Instead," which is known for its top-notch senior care amenities.

Wahpeton is particularly inviting for senior citizens due to its friendly atmosphere and warm communal spirit. Places like the Leach Public Library retain a variety of programs and book clubs tailored to older adults, fostering social connections and lifelong learning. Senior citizens can also stay active and engaged at the Wahpeton Community Centre, which hosts events, fitness classes, and recreational activities specifically designed for seniors. The town also has excellent healthcare facilities, such as the CHI St. Francis Health, pristine specialized care for older adults.

Rugby

Geological Center of the United States Obelisk, Rugby, North Dakota.
Geological Center of the United States Obelisk, Rugby, North Dakota. Image credit Dirk Wierenga via Shutterstock

Rugby is a welcoming suburban community with a population of 2,487, making it a special place for both newcomers and locals who appreciate its friendly atmosphere. The average price for homes in the area stands at an affordable median listing price of $107,000. Residents here can enjoy the unique Geographical Center of North America, a stone monument that serves as a popular attraction for visitors and ultimately symbolizes the area's central charm. The Prairie Village Museum has a rich background with its pioneering history exhibits and vintage cars, creating a warm, inviting environment perfect for anyone looking to connect with the town's heritage. A strong sense of community can also be found at the Coffee Cottage Cafe, where outgoing locals and retirees mingle over a variety of delicious coffee flavors, sharing stories and building connections.

This 'N' That antiques is another charming spot that wields a wide range of classic souvenirs that delight both newcomers and long-time residents. For those in retirement seeking relaxation, the Flawless Medical Spa stands as a luxurious retreat focused on wellness and hospitality.

For those considering assisted living, the Haaland Estates Assisted Living facility has a variety of provisions, including personalized care plans, meals, and social activities, all at a reasonable starting price of around $1,100 per month. Heart of America Medical Center is a 24-hour hospital right in the heart of town.

Medora

Aerial view of the tourist town of Medora, North Dakota, outside of Theodore Roosevelt National Park.
Overlooking the tourist town of Medora, North Dakota, outside of Theodore Roosevelt National Park.

Medora offers a stellar environment for those looking to enjoy a peaceful and fulfilling retirement. With only 123 permanent residents as of 2020, Medora has a calm and secure atmosphere. The listing price of homes in Medora is lower than in many parts of the country, starting at $110,000, making it easier to settle into a new home without financial strain. While surrounded by nature, it is still close to nearby amenities, such as the CHI St. Alexius Health Dickinson.

Medora's proximity to Theodore Roosevelt National Park and the stunning Badlands landscape behold an immersive experience of the American West. The low population and tame atmosphere make it an ideal location for someone seeking peace and natural glamor in their retirement years. Plus, the historical sites and nearby attractions like the Medora Musical, which stands as the ultimate western music venue in the area, as it includes live horse stage shows, fireworks, and fresh surprises every summer. Other attractions include The Chateau de Mores, a historic residence constructed by the Marquis de Mores in 1883 as a hunting lodge and summer retreat for his family and guests. Today, the home is part of the 128-acre Chateau de Mores State Historic Site, which also features Chimney Park and de Mores Memorial Park.

Minot

Stave church of Norwegian design found in Minot, North Dakota.
Stave church of Norwegian design in Minot, North Dakota.

Individuals amid retirement in Minot, known as the "Magic City," will never find themselves without something to do. Minot has a diverse array of attractions and activities for everyone. Explore the area's rich history at the Dakota Territory Air Museum, or get your adrenaline fix at one of the two local racing tracks: Magic City International Dragway or Nodak Speedway. For a taste of local cuisine, visit Charlie’s Main Street Cafe, one of the oldest and most beloved restaurants in Minot.

Minot blends small-town charm with modern amenities in north-central North Dakota. Conveniently close to larger cities like Bismarck, it has a peaceful, close-knit community atmosphere while providing easy access to additional provisions. The town is also home to a wide array of outdoor activities, including Oak Park's walking trails, picnic areas, and playgrounds. Roosevelt Park is another favorite, featuring a zoo, swimming pool, and sports facilities. Nearby Lake Sakakawea State Park is perfect for boating, fishing, and camping, while golf enthusiasts can enjoy Minot Country Club or Souris Valley Golf Course. Housing is highly affordable for seniors, as the median listing price stands at $297,000.

Jamestown

Aerial view of Jamestown, North Dakota, along Interstate 94.
Aerial view of Jamestown, North Dakota, along Interstate 94.

Jamestown, with 15,000 residents and ranked as the ninth-largest city in the state, has a median home listing price of around $248,000. The town is famous for its buffalo, including the World's Largest Buffalo statue and the North American Bison Discovery Centre. As a heritage locale, it features attractions like the Frontier Village and Fort Seward, highlighting its historical roots. The Jamestown Reservoir has a range of outdoor activities, including seven boat launches, picnic areas, two swimming beaches, a disc golf course, and three miles of waterfront trails.

Jamestown is home to several retirement communities, such as SMP Health - Ave Maria, that boast a range of amenities at reasonable prices. Depending on the level of care and amenities desired, costs typically range from $2,500 to $4,000 per month. These facilities include services such as meal plans, housekeeping, transportation, and social activities, making them a convenient option for seniors seeking comfort and community.

Williston

Aerial View of Williston in the Bakken Oil Fields of North Dakota.
Overlooking Williston in the Bakken Oil Fields of North Dakota.

Settle into the next chapter of life in Williston. This northwestern city, with its lengthy history rooted in the oil industry, has grown into a lively community, making it an excellent choice for active people in retirement. One of Williston's major draws is its closeness to natural beauty and its outdoor amenities. The city is near Lake Sakakawea, one of the largest man-made reservoirs in the country, and holds ample opportunities for boating, fishing, and hiking. Nearby, the Fort Union Trading Post National Historic Site and Theodore Roosevelt National Park dispense both historical exploration and breathtaking landscapes. Parks like Davidson Park and Spring Lake Park have ideal spots for picnics, walking, and outdoor enjoyment.

The Williston Area Recreation Centre features indoor tennis courts, basketball courts, and an indoor golf simulator, with group exercise classes available for those who enjoy social workouts. When the weather is favorable, you can play golf at either the 18-hole Eagle Ridge Golf Club or the 9-hole Williston Municipal Golf Course. Williston is also well-equipped with modern healthcare facilities, including CHI St. Alexius Health Williston Medical Centre, which is run by a dedicated and professional staff. The median house listing price is $387,000, which is less than the national average of $412,000 as of September 2024.

Dickinson

Aerial view of Downtown Dickinson, North Dakota.
Downtown Dickinson, North Dakota.

Dickinson stands out as an ideal retirement destination due to its combination of affordability, safety, healthcare quality, and a warm sense of community. The median home listing price in Dickinson is around 325,000, which is notably lower than the national average, allowing retirees to stretch their savings further while enjoying a comfortable lifestyle. Access to healthcare is also a key strength, with the CHI St. Alexius Health Dickinson Medical Centre amenities, including specialized geriatric care, ensuring that elders have the medical support they need without having to travel far.

Notable attractions include the Dickinson Museum Centre & Badlands Dinosaur Museum, one of Dickinson's notable gems, housing one of the largest collections of dinosaur fossils in the region, making it a popular spot for both residents and tourists. The Theodore Roosevelt Center adds historical depth to the Dickinson, granting everyone a hub for exploring the legacy of one of America’s most iconic presidents who had deep ties to North Dakota. For those who appreciate the outdoors, Patterson Lake Recreation Area stands as an uplifting setting for fishing, hiking, and picnicking. Additionally, the West River Community Center serves as a social and recreational hub, featuring amenities like fitness classes, swimming pools, and indoor walking tracks, ensuring that customers can stay active and connected with the community. These factors, combined with a welcoming atmosphere and strong community spirit, make Dickinson a top choice for those seeking a fulfilling and secure place to spend their golden years.

North Dakota boasts an array of senior-friendly destinations for exceptional quality of life, affordability, and excellent access to healthcare and essential amenities. Each place presents its own distinctive appeal, from Dickinson's colorful culture to Valley City's rich historical sites to Jamestown's budget-friendly amenities, making it an attractive choice for retirees. Whether you are drawn to a peaceful, small-rural vibe, mind-blowing rural vistas, or a more energetic urban environment, North Dakota has something for everyone, making it an appealing destination for seniors seeking a rewarding and comfortable lifestyle in their retirement years.

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