Overlooking the blue waters of Mystic Lake, Montana, surrounded by mountains and with people on the beach.

Montana's Most Charming Beach Towns

Nestled along the Canada-United States Border, Montana is the fourth-largest state in America. Home to the Rocky Mountains and Yellowstone National Park, it is one of the most naturally diverse and beautiful states in the country. However, that’s not all. Along with the stunning mountains and forests, Montana also boasts many rivers, lakes, and beaches. To this end, there are many underrated and charming beach towns scattered throughout the state. Not only do these towns have stunning beaches, but they offer unique features and activities for a charming time in Montana.

Bigfork

Summer water sports on Flathead Lake from Wayfarers State Park in Bigfork, Montana
Flathead Lake from Wayfarers State Park in Bigfork, Montana.

Encompassed by the stunning Rocky Mountains, Bigfork is a beautiful resort town in Montana. The name Bigfork signifies the town's location along the fork of two rivers, Flathead River and Swan River. In addition to this, Bigfork is near Flathead Lake, which gives the town a vast array of stunning and unique coastlines. For example, head on over to Wayfarers Park and Beach, which sits along the waters. Here, you can enjoy the sun, ride a boat, spend the day fishing, or even set up camp along the beach. If you don’t want to get wet, opt for visiting Swan River’s Nature Trail instead. This trail runs parallel to the magnificent river and provides a peaceful environment away from any distractions. Last but not least, if you’re in Bigfork with family, Swan Lake is the place to be. With minimal traffic, this locale is perfect for a picnic or kayaking session during summer.

While the coastal opportunities are endless in Bigfork, the town also has a lot of other fun things to do. Most people enjoy spending the day at Bigfork Summer Playhouse and Eric Thorsen Art Studio. These sites boast historic origins and provide insights into the local culture, art, and tradition. However, no matter where you spend the day, be sure to drop by Whistling Andy at night. This grain-to-glass distillery offers some of the best cocktails and snacks in the county! So, grab a few drinks and end your day with a charming finish in Bigfork!

Whitefish

Drone view of Whitefish Lake in Montana
Whitefish Lake in Montana.

Located in Flathead County, Whitefish is a lovely beach town home to Whitefish City Beach. This beach rests along the scenic coastline of Whitefish Lake and boasts an endless array of activities for a fun time in the sun. Enjoy boating, fishing, and camping for an enthralling experience along the water. Or, set up some chairs on the sandy beach and spend the day sunbathing with friends and family. No matter what you’re into, Whitefish City Beach’s clear waters and white sand make it a charming place to spend the day. To enjoy a more involving natural experience, drive over to the awe-inspiring Glacier National Park. Home to massive mountains, rocky hiking trails, amazing lakes, and much more, this park is the epitome of natural beauty.

With a town area of more than 12 square miles, there is much more than just the beach to enjoy in Whitefish. If you are lucky enough to visit during the winter, Whitefish Mountain Resort is a must-see place. With an area of 3,000 acres, this resort has stunning skiing, hiking, and mountain biking trails for outdoor thrill.

Helena

Gates of the Mountain in Helena National Forest, Montana
Gates of the Mountain in Helena National Forest, Montana.

If you want to enjoy a mix of beach town charm and urban vibes, Helena is a great place to visit. It is the capital city of Montana and sits a short distance away from Black Sandy State Park. This stunning state park runs along the western shore of Hauser Lake’s reservoir. Here you will find an expansive beach that is popular for activities such as boating, swimming, water skiing, and fishing. So, if you’re looking for a fun beach to visit in Montana, this place has to be on your list. Along with the coastal activities, Black Sandy State Park also features hiking trails, camping areas, and RV spots so that you can stay overnight for a few days in nature. Nearby is the White Sandy Recreation Area, which features a whole new beach, activities, campsites, and amenities. So, when it comes to mother nature, Helena is a treasure trove of beauty.

Take a step back in time as Helena is known for its important historical sites. Established in 1864 as part of the Montana Gold Rush, Helena houses many pivotal establishments from the past 150 years. For example, you can check out the Montana State Capitol, Last Chance Gulch, and Montana Historical Society. Constructed in 1902, the State Capitol is a vital political building that showcases a stunning Greek neoclassical architectural style. The Last Chance Gulch is another important place, as it is the site where gold was first found in 1864. If these spots are not enough for your historical curiosity, check out the nearby historical society for dozens of amazing sites.

Libby

The Kootenai River in the Kootenai National Forest near Libby, Montana
Kootenai River in the Kootenai National Forest near Libby, Montana.

The county seat of Lincoln County, Libby, is a quaint beach town in Montana. Home to 2,800 residents, Libby has a tight-knit community and friendly people. So, no matter where you go, there will be someone happy to strike up a conversation. Right next to Libby is the massive 2.2 million-acre Kootenai National Forest. This forest boasts a wide range of natural formations such as mountains, forests, and two major rivers, Kootenai and Clark Fork. These rivers provide a rocky coast which is ideal for hiking, fishing, or just relaxing during the day. If you want to get a birds-eye view of the waves, walk onto the Kootenai Falls Swinging Bridge nestled atop the Kootenai River. The small bridge is an extreme experience, and you can capture lovely pictures from it. Or, scout the surrounding areas and appreciate the 150+ species of wildlife in the forest.

After spending time at the rocky beaches of the Kootenai River, head back into town to appreciate the local culture. One of the best ways to do this is by visiting Black Board Bistro. This restaurant and pub offer some of the best drinks, food, conversations, and service in the state. So, you can spend an entire evening here without getting bored. End the day with poker at the local Switchback Restaurant & Casino, and you are sure to enjoy the small-town charm of Libby!

Fishtail

Mystic Lake, Montana from Froze-to-Death plateau
Overlooking Mystic Lake, Montana.

When it comes to quaint and secluded beach towns, you can’t beat Fishtail. This community is in Stillwater County and houses a small population of around 100 residents. To this end, the town is the perfect retreat from urban living and can help you detox from stress. Only about 20 miles from Fishtail, and you will find yourself at Mystic Lake in the Absaroka-Beartooth Wilderness. Nestled within the Beartooth Mountains, this lake provides a stunning environment that can make any day memorable. It also boasts the largest sandy beach in the region, where you can spend the day fishing, relaxing, or taking in the lovely mountain scenery. Make sure to wear proper shoes, as it is a 3-mile hike to reach Mystic Lake.

In addition to the lovely lake, the Absaroka-Beartooth Wilderness features a wide range of lovely natural sights. For example, you can spend the day wildlife watching for animals like the grizzly bear, bald eagle, and gray wolf. For a more serene experience, hike up to East Rosebud, a massive valley that provides a panoramic view of the surrounding forests, rivers, and lakes. Afterward, head back into town to enjoy the homely vibe and friendly community. One of the best places to meet the locals is Cowboy Bar and Supper Club. This club serves huge portions of delicious food and drink so you can recharge your batteries.

St. Regis

Clark Fork River near St. Regis, Montana
Clark Fork River near St. Regis, Montana.

While it may not boast a massive beach, St. Regis is a charming water-side destination in Montana. This town is home to a population of 320 people with amazing natural sights. The nearby Clark Fork River Trail is one of Montana’s most scenic public hiking trails. Covering a distance of more than 10 miles, this trail runs along the beautiful Clark Fork River. So, you can find multiple waterside locations which are ideal to take in the views, chill out, and have fun. Moreover, it also boasts fishing sites where you can meet the locals and learn new tips and tricks to catch the best fish.

After spending the day along Clark River, take in the homely vibes of St. Regis. Visit the local travel center for a quick bite and information on the region. Or, grab a bite at Huck’s Grill, a lovely American diner with some of the best cheeseburgers in the county. End your trip with souvenirs and antique shopping at The Place of Antiques. You are sure to enjoy the charm of St. Regis.

Lakeside

Cabins on two shores of Peaceful Bay on Flathead Lake
Cabins in Lakeside, Montana, on Flathead Lake. Image credit Karin Hildebrand Lau via Shutterstock

Lakeside is a lakeside community in Flathead County, Montana. Nestled along Flathead Lake, this town exudes a coastal vibe that centers around the lake. One of the best ways to spend your day in Lakeside is by having a picnic at Volunteer Park. This park offers a pebbly beach with amenities such as a picnic area, washrooms, a dock, and more. If you’re feeling adventurous, grab a boat or kayak and head out into the crystal clear waters of Flathead Lake. No matter what you plan on doing, a few hours on this beach is sure to clear your head of any stress!

While the beach is perfect for summer months, Lakeside has a completely different vibe in winter, home to the Blacktail Mountain Ski Area. With 26 runs ranging from beginner to expert, there is no end to the skiing fun you can have here. The ski area also has a dining area, restaurant, and more for a complete experience in the snow. After all, this, end your day with cards at Mavericks Casino, which has great food and vibes.

Polson

Overlooking the town of Polson, Montana
Polson, Montana, and Flathead Lake.

Another lovely beach town on Flathead Lake, Polson, sits on the southern banks of the large lake. You can enjoy a whole new set of beautiful views and activities as this area rests along the lake’s tributary, Flathead River. So, set up camp along the extensive shoreline and spend the day fishing or hiking with friends and family. As Flathead Lake offers clear and calm freshwater, you won’t have to worry about salt, waves, or sharks here. For more fun, companies such as Riverside Recreation offer jet skis and powerboats to use on the lake.

While the lake and its small beaches are stunning, Polson also has a hidden waterside gem. South of the city is the massive Kerr Dam which stands more than 200 feet tall. This dam regulates Flathead Lake’s water levels, and with a boundless flow of water, it is a sight to admire. Head back into town to find a quiet and homely community where most people know each other. Feel welcome to join in the local events such as Flathead Lake Cherry Festival. This 2-day festival includes cherry picking, selling, buying, and eating. End the day with shopping and a meal in the central downtown district, and you can energize for another day at the beach.

Whether it is the coastal charm or surrounding wilderness, the beach towns each have a unique flair. From Helena’s historical significance to the large sandy beaches at Fishtail, there is no end to the fun you can have in this state. These towns also shine in the winter with plentiful activities in the snow and on ice. So, whether it's summer or winter, you will want to check out these charming beach towns in Montana.

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