12 Best Places To Retire In Australia
Australia is much more than a sunny holiday destination, as it is also one of the best places to enjoy your golden years. The country offers a mix of affordable housing, excellent healthcare, and a relaxed pace of life. From the sun-soaked beaches of Queensland to the cooler regions of Tasmania, Australia’s diversity means there is a perfect retirement spot for everyone.
Whether you are looking for the buzz of a big city or the charm of a coastal town, Australia truly has it all. The country boasts some of the world’s most stunning landscapes, along with a top-tier public healthcare system (Medicare) that eases the cost of medical care for retirees. Here are twelve of the best places to consider when planning your retirement Down Under.
Cairns, Queensland
Cairns is the perfect spot for retirees who want a tropical lifestyle with easy access to some of Australia’s most incredible natural wonders. Cairns is not only about the beaches but also a gateway to the Great Barrier Reef for snorkeling or diving whenever the mood strikes. For retirees who prefer to stay on land, the Daintree Rainforest is just around the corner, offering stunning walks through lush greenery or spending the day on the Kuranda Scenic Railway. After a full day, evenings can be spent attending performances at the magnificent Cairns Performing Arts Centre.
Suburbs like Redlynch and Earlville offer affordable housing with beautiful mountain views, and you are never far from the action of Cairns itself. The cost of living here is reasonable for the location, with the median house price sitting around AUD $550,000. For retirees looking for community, the Oak Tree Cairns retirement home lies in a tropical setting, with golf and shopping nearby. It makes an excellent option for retirees looking to stretch their dollar further. Cairns also takes healthcare quite seriously, which is always reassuring. The Cairns Hospital offers attentive services, as well as a number of specialists and private practices throughout the region.
Fun fact: Cairns is home to the Cairns Esplanade Lagoon, a large saltwater swimming pool that is perfect for a swim, even on the hottest days. It is an excellent spot for retirees looking to soak up the sun and stay active.
Adelaide, South Australia
Adelaide is the kind of place that quietly wins you over and is perfect for retirees who want a calm environment but still love being close to everything. The median house price of around AUD $900,000 or rentals at about $2,000 monthly means you can enjoy a high quality of life, though it is on the expensive side. There are many retirement villages to choose from, including the modern apartments of Spence on Light or the more luxurious options in the region, such as the On Statenborough and Living Choice, for example.
For those who want to be near the beach, Glenelg is a lively spot with beautiful waterfront views, while Stirling, nestled in the Adelaide Hills, offers more of a tranquil retreat with leafy streets and a close community feel. Weekend adventures abound as Adelaide is just a short drive away from the Barossa Valley, where retirees can spend days sampling wine, enjoying local markets, or just soaking in the scenery. The pace here is slow and steady, but there is always something to enjoy at the Adelaide Botanic Garden and multiple art galleries when the mood strikes.
Nicknamed the “City of Churches,” Adelaide’s charm also lies in its rich history and features many beautiful old churches that give the city a sense of timelessness. When it comes to healthcare, Adelaide stands out for its reliable medical facilities. The Royal Adelaide Hospital is well-regarded, and the Flinders Medical Centre offers specialized care for seniors.
Hobart, Tasmania
Hobart may just be one of the best-kept secrets for retirees looking to swap the city grind for something a little quieter. With the average house price sitting at around AUD $800,000, it is a steal compared to the mainland's priciest hotspots. Hobart’s waterfront is where a lot of the magic happens. Salamanca Place has famous historic sandstone buildings and bustling markets, and retirees can spend afternoons soaking up the vibrant café culture along the Derwent River waterfront. Retirees who crave fresh air and coastal views, Sandy Bay is one of the top neighborhoods, offering stunning waterfront views.
The beauty of Hobart is in its mix of old-world charm and modern amenities. The city is home to the MONA (Museum of Old and New Art), which is a real draw for art lovers, plus the famous Taste of Summer food festival brings in foodies from around the world. But it is not all about the arts and food. Hobart’s healthcare is top-tier, too. The Royal Hobart Hospital is known for providing great care to its patients, and it is the city’s main public hospital with all the necessary services for retirees. What really sets Hobart apart, though, is its proximity to nature. Whether it is hiking up Mount Wellington for panoramic views or exploring the nearby beaches and forests, outdoor lovers will feel right at home.
Port Macquarie, New South Wales
Australia offers many wonderful retirement options, and Port Macquarie should be high on any retiree’s list. A charming coastal town, it combines affordability with a peaceful seaside lifestyle. The town offers an array of outdoor activities to residents, including strolls along the Coastal Walk, exploring Sea Acres Rainforest Boardwalk, or simply relaxing on Town Beach.
Port Macquarie also offers a vibrant arts and culture scene, local markets, and a growing café culture. Neighbourhoods such as Lighthouse Beach and Lake Cathie are popular with retirees for their serene surroundings while remaining close to essential amenities. Healthcare is well covered, with Port Macquarie Base Hospital and medical centres providing high-quality services. Retirement communities like Sienna Grange offer supportive and long-term care living. Famous for its beautiful beaches, scenic coastal walks, and a strong sense of community, Port Macquarie is perfect for retirees who want to stay active and connected. Housing here is budget-friendly and has a median home price of around AUD $875,000, or rentals at $2,000 per month, offering excellent value for a prime location.
Hervey Bay, Queensland
Offering retirees warm weather, stunning beaches, and a famously friendly environment, Hervey Bay is a coastal gem on Queensland’s Fraser Coast. With median house prices hovering around AUD $700,000, it is an affordable option for a seaside retirement. Urangan and Point Vernon suburbs are especially popular with retirees for their quiet charm and beachside access. Healthcare services are excellent, with Hervey Bay Hospital and St. Stephen’s Private Hospital providing comprehensive care. Retirement living options range from independent coastal homes to active communities like Palm Lake Resort.
Regardless of neighborhood, retirees will enjoy a slower pace of life here, with plenty of activities to fill the days, including walks along Urangan Pier with its shops and restaurants, exploration of the magnificent Botanic Gardens, or cycling the scenic Esplanade. The sheltered waters of Hervey Bay are perfect for boating, fishing, or kayaking, and Fraser Island (K’gari) is just a quick ferry ride away for day trips. Known as the whale-watching capital of Australia, the bay offers calm waters and safe swimming year-round.
Ballarat, Victoria
For those dreaming of retiring somewhere with a bit of history, culture, and space to breathe, Ballarat in Victoria is surely the place to be. This town is proud of its heritage, seen in everything from the grand Victorian-era architecture to the wide, tree-lined streets. The median house price here is around AUD $520,000, making it an affordable option for those looking to escape the higher-priced cities.
The locals love Ballarat for its vibrant arts scene, and fans of theater, galleries, or music will love it here. The Art Gallery of Ballarat is one of Australia's oldest and largest public galleries, and the town hosts various arts festivals throughout the year, like the Ballarat International Foto Biennale.
Health-wise, Ballarat has you covered with top-tier medical facilities like the Ballarat Base Hospital, known for its comprehensive services and good reputation. But it is not just city life that retirees adore, as the surrounding area offers plenty of nature. From peaceful walks through the Botanic Gardens and the stunning Lake Wendouree, to the nearby Grampians National Park, perfect for hiking and exploring, there is certainly no shortage of activities for those who like spending time outdoors. And here is a fun tidbit: every year, Ballarat hosts the “Sovereign Hill” gold rush experience, where visitors can step back in time and get a taste of the town’s gold mining history. It is a quirky and fun way to connect with the area’s roots.
Margaret River, Western Australia
For wine aficionados dreaming of retiring somewhere surrounded by natural beauty, Margaret River is the place to be. Famous for its world-class vineyards, Margaret River is home to over 120 wineries, offering a plethora of wine tasting opportunities to enjoy with friends or family. Margaret River’s landscapes are absolutely jaw-dropping as it is surrounded by pristine beaches, forests, and national parks, and is an outdoor enthusiast’s dream. Surfers will be in heaven here as Margaret River is known for its iconic surf breaks, including the famous Yallingup Beach, which attracts surfers from around the globe. The waves here are some of the best in the country and are perfect for retirees who still want to catch a wave or simply enjoy watching the surfers.
The cost of living here is relatively affordable compared to major cities like Perth, with the average house price sitting at about AUD $850,000. Those wishing for a retirement village can look to the Margaret River Lifestyle Village, which is within walking distance to beaches, wineries, and trails. The Margaret River Hospital and nearby Bunbury Regional Hospital provide top-of-the-line medical care. Retirees here will also find a number of aged-care facilities, making it easy to stay in the area as your needs change. The town hosts a wide range of festivals, from the Margaret River Gourmet Escape to the CinefestOZ film festival, offering retirees always something to look forward to.
Mudgee, New South Wales
Mudgee is one of those places that, once visited, instantly feels like home. Tucked in the heart of New South Wales’ wine country, this charming village is perfect for retirees looking to slow down and smell the roses. Mudgee is known for its undeniable natural beauty, as witnessed by leisurely bushwalks in Wollemi National Park or Goulburn River National Park. As home to rolling vineyards and lush farmland, the town is also home to an array of wineries, producing some of Australia’s finest wines, making it perfect for wine lovers ready to sip their days away.
Housing prices here are refreshingly affordable, with the median house price hovering around AUD $700,000, one of the more budget-friendly options on this list. Mudgee has great healthcare options, including the Mudgee District Hospital. The relaxed pace of life is complemented by a friendly, tight-knit community that makes you feel like family from day one. If you fancy spending your retirement days tasting fine wine and watching the world go by, Mudgee might just be calling your name. And here is a fun little trivia nugget: Mudgee hosts an annual Wine and Food Festival that draws visitors from all over the country.
Launceston, Tasmania
Launceston, nestled in northern Tasmania, packs a punch with its quirky charm, modern amenities, and rich history. The city is known for its well-preserved Victorian architecture and stunning riverside parks. Launceston combines old school with modernity, so retirees can experience a little bit of everything. In the heart of the city is the picturesque Cataract Gorge, where you can stroll, take a chairlift ride, or just soak up the views. A day at the City Park and visiting, or volunteering at, the Queen Victoria Museum adds some interesting activities for retirees in their golden years. The city is also home to the famous Harvest Market, a weekly food market that has everything from fresh produce to handcrafted goods.
The cost of living is another big win here, with the average cost being about AUD $630,000. Much like the rest of the country, healthcare is high-quality and accessible, with the Launceston General Hospital offering a full range of services. There is even a dedicated wellness community for seniors to stay active and social.
Bendigo, Victoria
Bendigo might not spring to mind when thinking about Australian retirement hotspots, but it sure should be. With its gold-rush past, Bendigo has preserved its rich heritage with historic architecture and an impressive range of museums that tell the tales of its boomtown days. The art scene here is thriving too, with galleries like the Bendigo Art Gallery hosting exhibitions from local and international artists, so there is always something to inspire you.
One of the best things about Bendigo is the cost of living. You can pick up a home for the average price of just around AUD $620,000, a steal compared to the astronomical prices in the country's main cities. Healthcare is also a highlight, with the Bendigo Health Care Group providing everything from urgent care to more specialized medical services for the town's residents. Daily trips out could include riding the vintage tram or cruising Lake Weeroona.
Toowoomba, Queensland
Known as the “Garden City,” Toowoomba is a peaceful inland town perched on the Great Dividing Range. Its median home value of about AUD $670K makes it one of the more affordable retirement destinations in Australia. With over 150 public parks and gardens, including the famous Queens Park Botanical Gardens, retirees can enjoy a lifestyle surrounded by green spaces and fresh mountain air.
The town has a vibrant cultural scene that includes the popular Empire Theatre, art galleries, and the annual Toowoomba Carnival of Flowers, which draws visitors from around the country. If a slower pace of life suits some retirees, Toowoomba is the place, and for those wanting a bigger city outing, Brisbane is only 90 minutes away. Toowoomba Hospital and St. Vincent’s Private Hospital ensure access to high-quality medical services, while retirement communities like Willow Glen and Freedom Aged Care offer excellent living options when needed. Toowoomba also boasts a pleasant climate with four distinct seasons, making it attractive for retirees who prefer cooler weather.
Victor Harbor, South Australia
For retirees who love the area but are more fiscally conservative, Victor Harbor is a lovely seaside retirement town with a median house price of around AUD $730,000 that is just an hour south of Adelaide. Outdoor enthusiasts can enjoy fishing and sailing on the water, hiking trails along the Fleurieu Peninsula, while history buffs can appreciate the Victor Harbor Museum and Customs House and its heritage railway. Granite Island, connected by a causeway, offers daily opportunities for walks and even penguin spotting, while whale-watching is a seasonal highlight on the water.
The town is noted for its stunning coastline and slower-paced lifestyle. It is especially popular among seniors seeking a supportive community and easy access to both the beach and urban amenities. Victor Harbor provides excellent healthcare through South Coast District Hospital, and retirement villages such as Bay Village and Rosetta Village give retirees excellent support and social living options.
Settle Down In Australia
When thinking about retiring, Australia stands out as a retirement haven with its diverse landscapes, top-tier healthcare, and welcoming communities. Whether drawn to the surf-side coast, vineyard-filled countryside, or culture-rich towns, there is a perfect hometown waiting for you Down Under. With a wide range of affordable options, stunning natural beauty, and senior-friendly amenities, Australia offers both comfort and adventure in your golden years. This vast country truly delivers a retirement lifestyle that is as rewarding as it is relaxing.
