Sunrise at Viking Village in Barnegat Light, New Jersey.

9 Best Places To Retire In New Jersey

Known as the "Garden State," New Jersey is home to some of the most beautiful scenery in all of America. Whether you are taking your morning stroll on the beachfront in Ocean City or hiking the picturesque trails in Mountainside, New Jersey is sure to provide retirees with ample activities to support an active lifestyle. Picking a retirement destination is about finding somewhere comfortable and safe. And for those who do not want the hustle and bustle of a big city but still want accessible amenities, towns like Lawrenceville are near great healthcare facilities while also being in a quaint area. New Jersey is the perfect retirement destination for whatever kind of lifestyle you want your retirement to be.

Sea Girt

Beachgoers enjoy a beautiful, sunny summer's day at Sea Girt on the Jersey Shore
Beachgoers enjoy a beautiful, sunny summer's day at Sea Girt on the Jersey Shore. Image credit James Kirkikis via Shutterstock

Sea Girt is a suburb of New York City located on the Atlantic Coast. It is perfect for people who love scenic views of the ocean. With a population of 1,900 people, the town has a quaint and close-knit community feel while still being close to big-city amenities. The Sea Girt Boardwalk provides great views of the ocean and is perfect for a morning stroll to watch the sunrise. The boardwalk starts at the Historic Sea Girt Lighthouse and takes you out over the water for beautiful panoramic views of the ocean.

The median age of Sea Girt is 55, and 33% of the population is over the age of 65. Sea Girt boasts award-winning medical centers such as Jersey Shore University Medical Center and Ocean University Medical Center. Beach access is regulated to residents at a fee, keeping the beach area safe and exclusive.

Mountainside

Sign for nature trail in the reservation, near Mountainside, New Jersey.
Sign for a nature trail on the reservation near Mountainside, New Jersey. Image credit michusa via Shutterstock

Mountainside is inland from New York City and has a plentiful amount of scenic nature trails for those who love the great outdoors. The Watchung Reservation is located on the northwest side of the town and is the largest park in Union County. The area contains more than 13 miles of trails leading to natural and peaceful bodies of water, such as Surprise Lake and Seeley’s Pond. You can visit New Jersey’s first nature museum at the Trailside Nature and Science Center, where you can engage in an interactive environmental exhibit that is perfect for adults or a day with your grandkids.

If hiking is not your thing, you can still enjoy the great outdoors by learning how to horseback ride at Watchung Stable, which has 26 miles of riding paths.

Lawrenceville

Cherry Grove Farm, a farmstead creamery making cheese in Lawrenceville, New Jersey.
Cherry Grove Farm, a farmstead creamery making cheese in Lawrenceville, New Jersey. Image credit EQRoy via Shutterstock

Lawrenceville rests between the cities of Trenton and Princeton, and it has a rich history that dates back to the American Revolution. Lawrenceville’s unique combination of commercial business and farmland makes this region the perfect place for any retiree looking to appreciate the ambiance of a smaller Mid-Atlantic village.

With the total senior population at 25%, retirees are sure to be among like-minded individuals. History lovers can visit the National Guard Museum and learn about the region's rich history. You could also visit the Cherry Grove Farm and sample some of their award-winning cheeses. Lawrenceville provides several highly rated medical centers within close proximity, such as the Lawrence Rehabilitation Hospital.

Margate City

Small boats at Margate city marina in back waters of Atlantic ocean.
Small boats at Margate city marina. Image credit SNEHIT PHOTO via Shutterstock

Margate City, located just 5 miles southwest of Atlantic City, is the perfect oceanfront destination for seniors hoping to experience the accommodations of Atlantic City. Margate has a median age of 58, so you are sure to be around other seniors hoping to get lucky in Atlantic City! If fishing interests you, rent a charter at O-Beth Charters for a day and see if your luck can transfer to catching fish. At night, you can stroll on Ventnor Avenue and browse small clothing stores, restaurants, and boutiques.

During the summer months, you can stop at the Margate Farmers Market for fresh fish and locally baked goods. Margate is also home to the iconic Lucy the Elephant, which is the world’s largest artificial elephant. The structure is designated as a National Historic Landmark and offers a gift shop and a balcony, which allows onlookers a great view of the coastline.

Princeton

Witherspoon Street in Princeton, New Jersey.
Witherspoon Street in Princeton, New Jersey. Image credit Benjamin Clapp via Shutterstock

Home to some of the first sessions of the First Continental Congress, Princeton’s history is deeply rooted in the foundation of American history. The wartime headquarters of George Washington himself, Princeton, serves a living legacy that continues to this day. Located adjacent to the prestigious Princeton University, this town is teeming with activity that is sure to occupy anybody looking to live an active lifestyle.

Princeton, like any other college town, gives residents easily walkable areas such as the restaurants and boutiques at Palmer Square. The area is near a great hospital, Penn Medicine Princeton Medical Center, which was ranked in the top 250 hospitals in the United States for 2024. Princeton is adjacent to Mercer County Park, which contains a beautiful marina, perfect for a day of kayaking or boating.

Lambertville

Downtown Lambertville, New Jersey.
Downtown Lambertville, New Jersey. Image credit Little Vignettes Photo via Shutterstock

Lambertville has become a popular retiree destination because of its cozy downtown area on the banks of the scenic Delaware River. Known as “The Antiques Capital of New Jersey,” Lambertville has an immense selection of antiques. Many of these antiques can be found at places like the Golden Nugget Antique and Flea Market or the People's Store Antiques and Design Center.

The downtown area is lined with Victorian-style houses and great restaurants like the Lambertville Station, which is open in a renovated 19th-century train station. Lambertville has a senior population of 26% with a median age of 54, so you will surely enjoy this scenic town with people your age. Make sure to take a stroll to the Delaware River, which can be seen from the Lambertville Waterfront, located downtown.

Ocean City

Evening on the beach and boardwalk of Ocean City, New Jersey.
Evening on the beach and boardwalk of Ocean City, New Jersey.

Ocean City prides itself on its great beaches and family-friendly environment. With 34% of the population over the age of 65, you can commonly see seniors walking the award-winning beaches with their grandchildren. Gillian’s Wonderland Pier is a great place to take the children or grandchildren to experience authentic carnival rides, including a Ferris wheel and carousels. If outdoor activities interest you, approximately 40% of Ocean City's total area is parkland that is open to the public.

Take a walk on the Ocean City Boardwalk and experience what these sought-after beaches are like. If you want to get away from the beaches, you can spend the day exploring the Howard Stainton Wildlife Refuge or the Crook Horn Creek Nature Trail to experience local wildlife. If you want to get really active, try going to one of Ocean City’s 11 pickleball courts that are located on 18th Street and Haven Avenue. Experience what a real pickleball culture is by buying an annual pickleball pass that only costs $60.

Edgewater

Aerial of Edgewater, New Jersey.
Overlooking Edgewater, New Jersey.

If you want great views of the New York City skyline without the hustle and bustle of city life, then Edgewater is for you. Edgewater rests right on the Hudson River and provides a great number of riverside restaurants. Some top restaurants in the area include the Brownstone Pancake Factory for breakfast food and the Yacht Club, which showcases a great dinner with a fantastic view of the skyline.

The SoJo Spa Club is famous in the area for its beautiful waterfall and pool rooms, which include an array of relaxing options like salt baths and cryotherapy. Seniors can retire to the luxurious Sunrise Senior Living Center, which offers suite options and great opportunities to explore New York City via guided tours with fellow seniors.

Barnegat Light

Barnegat Lighthouse State Park, New Jersey.
Barnegat Lighthouse State Park, New Jersey.

Located at the northern end of Long Beach Island, Barnegat Light is a historic fisherman’s town with a quiet atmosphere. With a permanent resident population of just around 700, the town is sure to be the perfect tranquil spot for any retiree. The East Coast's Longline Fleet still uses the town as a homeport where they can fish for an abundance of tuna and swordfish. Barnegat Light is home to the United States’ second tallest lighthouse at 172 feet.

Residents can explore the area around the 166-year-old lighthouse via the Barnegat Lighthouse State Park. Birdwatchers can view rare migrating bird species around the state park in one of the last remaining tracts of maritime forest on Long Beach Island. Barnegat Light also has a median age of 61, so it is already a very popular destination for Long Beach Islander retirees.

Whether you are looking for the quiet tranquility of a fisherman’s life at Barnegat Light or looking for a more active lifestyle at the pickleball courts in Ocean City, New Jersey is the place for you to retire. New Jersey's towns not only conjure a comfortable lifestyle for all seniors, but they also provide the best quality of life for someone who is looking for relaxation. No matter if you are strolling through nature preserves or viewing a tranquil sunset over the Atlantic Coast; New Jersey gives you great options as you retire.

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