9 Most Affordable Towns to Retire in Pennsylvania
Retirement is a stage of life that many look forward to, a time to relax and enjoy the fruits of one's labor. For those seeking an affordable yet charming place to spend their golden years, Pennsylvania offers a range of towns that provide a high quality of life without breaking the bank. In this article, we explore the nine most affordable towns to retire in Pennsylvania, highlighting what makes each unique and appealing, and providing essential details like average home prices.
Lancaster
Lancaster stands out for its rich history and vibrant culture, making it an excellent choice for retirees. This town is renowned for its picturesque Amish countryside, blending urban and rural living. Retirees can explore the Central Market, one of the oldest continuously operating farmers' markets in the country, along with the city's various art galleries and museums. Franklin & Marshall College adds a youthful vibrancy to the area.
Affordable living is a significant advantage in Lancaster, where the average home price is around $350,000. The town’s cost of living is lower than the national average, and healthcare facilities, including Lancaster General Hospital, are highly rated. Recreational activities such as golf courses and scenic parks keep retirees active and engaged.
Scranton
Scranton, famously known as the setting of the TV show "The Office," offers more than just pop culture references. The town has a rich industrial history and a welcoming community, with attractions like the Steamtown National Historic Site and the Lackawanna Coal Mine Tour providing unique insights into the region's past. Natural beauty abounds with numerous parks and hiking trails.
In terms of affordability, Scranton shines with an average home price of approximately $180,000 and a cost of living below the national average. The town also offers various healthcare options, including the Geisinger Community Medical Center. Retirees can find ample social engagement through the town’s active senior community and numerous clubs.
Erie
Perched on the shores of Lake Erie, this town offers a unique retirement experience with stunning waterfront views and a vibrant community life. Presque Isle State Park is a highlight, offering beautiful beaches, hiking trails, and bird-watching opportunities. The downtown area features a range of restaurants, shops, and cultural attractions like the Erie Art Museum and the Erie Maritime Museum.
Erie stands out for its affordability, with an average home price around $130,000. The cost of living is well below the national average, and healthcare facilities such as UPMC Hamot and Saint Vincent Hospital provide excellent care. The town’s community events and festivals ensure that retirees have plenty to do throughout the year.
Bethlehem
Known for its colonial history and vibrant arts scene, Bethlehem is another excellent choice for retirees. The town hosts Musikfest, one of the largest free music festivals in the country, and is home to numerous galleries and theaters. The charming downtown area is filled with shops and restaurants, complemented by historical sites like the Moravian Museum.
With an average home price of about $300,000, Bethlehem combines affordability with a rich array of amenities. The cost of living is relatively low, and healthcare facilities, including St. Luke’s University Hospital, are top-notch. Active senior centers and a variety of recreational activities, such as golf courses and parks, provide ample opportunities for retirees to stay engaged.
Altoona
Nestled in the Allegheny Mountains, Altoona offers a peaceful and scenic retirement setting. The town is known for its rich railroad history, showcased at the Railroaders Memorial Museum and Horseshoe Curve National Historic Landmark. Parks and outdoor activities like Canoe Creek State Park add to the town's appeal.
With an average home price of around $140,000, Altoona is a very affordable place to retire. The cost of living is lower than the national average, and good healthcare services are available at UPMC Altoona. Community centers and local events ensure plenty of opportunities for social interaction.
York
Known as the White Rose City, York combines historical charm with modern amenities. The town played a significant role in American history, explored at the York County History Center. York's vibrant arts scene includes galleries, theaters, and music venues, with scenic parks and trails providing outdoor activity options.
York’s affordability is reflected in its average home price of approximately $260,000, coupled with a lower-than-average cost of living. The town offers excellent healthcare facilities, such as WellSpan York Hospital. Engaging in York’s active senior community and various recreational activities helps retirees stay connected and active.
Reading
Situated in southeastern Pennsylvania, Reading provides a blend of urban and suburban living for retirees. Cultural enrichment is available at the Reading Public Museum and the GoggleWorks Center for the Arts. Outdoor enthusiasts will appreciate the Nolde Forest Environmental Education Center and Gring’s Mill Recreation Area.
Reading’s appeal includes an average home price of about $250,000 and a cost of living below the national average. Healthcare services are robust, with facilities like Reading Hospital. The vibrant community and numerous social clubs offer retirees plenty of opportunities to stay engaged and active.
Johnstown
Located in the scenic Laurel Highlands, Johnstown is a historic town with affordable living options. The town’s rich history is showcased at the Johnstown Flood Museum and the Heritage Discovery Center. Parks and outdoor activities, such as the Johnstown Inclined Plane and Quemahoning Reservoir, add to its appeal.
Johnstown’s affordability is highlighted by an average home price around $100,000, significantly lower than the national average. Healthcare services, including Conemaugh Memorial Medical Center, are readily available. The town’s senior centers and local events provide numerous social interaction opportunities for retirees.
Chambersburg
Chambersburg, in south-central Pennsylvania, offers a peaceful retirement setting enriched with history. The Franklin County Historical Society and the Old Jail Museum are notable attractions. Outdoor activities are plentiful with parks like Caledonia State Park and Chambersburg Memorial Park.
Affordable housing is a key feature in Chambersburg, where the average home price is about $300,000. The cost of living is lower than the national average, and healthcare services, including Chambersburg Hospital, are excellent. The town’s community centers and local events ensure retirees have ample opportunities for social interaction.
Pennsylvania offers a variety of affordable towns that are perfect for retirees seeking a blend of history, culture, and natural beauty. From the lakeside charm of Erie to the historical richness of York, each town provides unique advantages that cater to different preferences and lifestyles. With affordable housing, lower costs of living, and excellent healthcare facilities, these towns ensure that retirees can enjoy a comfortable and fulfilling retirement. Whether you are looking for vibrant community life, scenic outdoor activities, or a peaceful setting, Pennsylvania has a town that will meet your needs.