Coastal view of Portsmouth in New Hampshire.

9 Welcoming Towns to Retire in Atlantic Coast

Ready to swap the “nine to five’ work week with an “I’ll get up when I'm good and ready” lifestyle? Then, the East Coast is your answer. With the Atlantic Ocean’s vast reach—stretching over 2,000 miles from Maine to the tip of Florida—and its role as a crucial driver of weather patterns, this coast is more than just a pretty view. It offers a refreshing blend of saltwater breezes and warm, inviting beaches.

Retirees will find themselves savoring mornings on golden sands and afternoons exploring quaint shops and historical sites. Beyond its natural allure, the Atlantic Coast features affordable living options compared to bustling metropolitan areas, making it a practical choice for those looking to stretch their retirement dollars. Add in the rich local culture, easy access to top-notch healthcare, and a strong sense of community, and it is clear why these nine coastal towns are the ideal spots for a fulfilling and enjoyable retirement.

Beaufort, South Carolina

View of homes in Beaufort, South Carolina.
Quaint homes in the coastal towns of Beaufort, South Carolina. Editorial credit: StacieStauffSmith Photos / Shutterstock.com

Starting with a town where sea breezes and historic charm meet in perfect harmony. Beaufort delivers a mix of natural beauty and practical living. Close to the enchanting Sea Islands and the expansive tidal marshes of the Lowcountry, it offers an abundance of outdoor activities. Accessibility is seamless via US Highway 21, extensive public transportation, and the Beaufort County Airport is just a short drive away. Health needs are met at Beaufort Memorial Hospital, which offers a comprehensive range of services, while community life thrives with events such as the annual Beaufort Shrimp Festival, which celebrates local cuisine and culture. Add in nearby Hunting Island State Park for leisurely beach days and nature trails, and you have a retirement haven that is both engaging and easy on the wallet.

Portsmouth, New Hampshire

Market Square in Portsmouth, New Hampshire.
Aerial view of Market Square in Portsmouth, New Hampshire.

Next is Portsmouth—a hope diamond for retirees seeking a blend of historic charm and coastal beauty. Set along the picturesque Piscataqua River and the Atlantic Ocean, the town provides residents with a scenic backdrop for a relaxed lifestyle. Community activities flourish with events like the Portsmouth Maritime Folk Festival and a vibrant downtown scene. Outdoor lovers can explore local parks or enjoy the natural beauty of Wentworth-Coolidge Mansion State Park.

The Portsmouth Regional Hospital ensures that residents' healthcare needs are well covered and that specialized treatments are available for seniors. Getting around could not be easier with Interstate 95 running nearby and senior-focused services provided by the town's public transit system. Though the cost of living is on the higher side, with a median home price of about $722,000, it is matched by quality living standards and views that would cost over one million dollars in other locations.

Mystic, Connecticut

Main Street in Mystic, Connecticut.
Buildings lined along Main Street in the town of Mystic, Connecticut. Editorial credit: Actium / Shutterstock.com

This destination is like the retirement version of a perfect cup of tea—comforting, well-balanced, and just the right mix of flavors. Positioned on the picture-perfect banks of the Mystic River, this charming town is home to captivating beauty with its peaceful waterfront and access to nearby natural retreats like the Denison Pequotsepos Nature Center. For those who prefer indoor pursuits, the Mystic Seaport Museum and the Mystic Aquarium provide a delightful array of cultural and educational experiences.

Access to different areas is extensive, with the train stations, major highways, and buses making connections simple. The cost of living in Mystic is reasonable compared to other New England towns, making it a budget-friendly choice without sacrificing quality. The average home in Mystic costs around $388,500, about $20,000 less than the state average in Connecticut. The community is also friendly and active, hosting events like the Mystic Outdoor Art Festival. With its blend of natural beauty, engaging activities, and welcoming atmosphere, Mystic is a dreamy destination for retirement.

Rehoboth Beach, Delaware

Waterfront homes in the town of Rehoboth Beach, Delaware.
Waterfront homes in the town of Rehoboth Beach, Delaware. Editorial credit: Khairil Azhar Junos / Shutterstock.com

Rehoboth Beach is the retirement equivalent of hitting the jackpot on a beach day—minus the sand in your shorts. This seaside town mixes nature with a welcoming vibe that is hard to resist. Getting around town is smooth, with Route 1 connecting you easily to neighboring areas and the town’s bike-friendly streets, ensuring you are never far from what you need. With its pristine beach and the Rehoboth Beach Boardwalk, you and your family can enjoy sun-soaked strolls and Atlantic breezes all year round.

Not to mention, the town’s vibrant arts scene and eclectic shops, like Penny Lane Mall and Bella Luna, supply endless exploration. The cost of living is moderate, and plenty of retirement homes offer affordable living, such as the Brandywine Seaside Pointe and The Lodge at Truitt Homestead. The Rehoboth Beach Independent Film Festival keeps locals engaged and entertained and is a great excuse for inviting family to come and visit.

Newport, Rhode Island

Aerial view of Newport in Rhode Island.
Aerial view of the Atlantic coastline along Newport in Rhode Island.

If you are dreaming of retiring by the coast with a touch of historic elegance, Newport could be your ideal match. Known for its dramatic coastal cliffs and sweeping waterfront views, it is a home away from home for those who appreciate natural beauty. With its various destinations connected by its public bus service RIPTA, the town balances historic charm with modern amenities. Residents need not worry about their health as Newport Hospital provides comprehensive healthcare services to meet health needs. The town's energy is abuzz year-round with events like the NewportFILM and yacht races. When needing to get out for light movement and cardio, Fort Adams State Park and the sea views of Cliff Walk are perfect for exploring.

Jekyll Island, Georgia

The Jekyll Island Club Resort in Jekyll Island, Georgia.
The Jekyll Island Club Resort in Jekyll Island, Georgia.

Jekyll Island may have started off in 1886 as an exclusive winter retreat, but today it might just be the ideal retirement paradise. It is where the biggest decision of the day is whether to stroll the pristine beaches or explore a historic mansion. This barrier island offers retirees stunning natural features, including lush maritime forests and expansive tidal marshes. For those who prefer less wild relaxation, the island’s golf courses and the Georgia Sea Turtle Center provide both leisure and learning.

Buying a home in Jekyll Island is ideal, as the average home costs about $347,000, which is just $15,000 more than the state average. Considering the fantastic Atlantic views, it is the perfect place to get a scenic abode without breaking the bank. The town opens with arms spread wide with annual events like the Jekyll Island Arts Festival and other friendly local gatherings.

Ocean City, Maryland

Aerial view of Ocean City in Maryland.
Aerial view of Ocean City in Maryland.

Who could forget Ocean City, a town that brings oceanfront dreams to fruition with its barrier island location and miles of sandy beaches? This resort town is easily accessible from Route 50 and the Ocean City Municipal Airport in West Ocean City. Getting in and out of town is straightforward, and your family never has an excuse to stay away. When your family isn’t in town, the Ocean City 50Plus Center is full of like-minded people, hosting card games, art projects, and ceramic classes for a fun retirement.

Quality healthcare can be found at the Atlantic General Primary Care, so you will not have to look too far in order to find comprehensive medical services. It is also a walk-in clinic. Local life is vibrant with Ocean City Boardwalk, which is loaded with lively outlets like Shenanigan’s Irish Pub for a chilled beer or The Dough Roller for a tasty pizza.

Asbury Park, New Jersey

Boardwalk in Asbury Park, New Jersey.
View of the boardwalk in the town of Asbury Park, New Jersey. Editorial credit: yuriyt / Shutterstock.com

Beachfront living is just as viable an option on the East Coast as it is on the West Coast, and Asbury Park proves that point. Getting from place to place is a snap with Interstate 195 and the local train station, making trips to and from the city convenient. In addition, there are New Jersey Transit Buses that connect you to the rest of the state, as well as ferry rides that connect the town directly to New York City. While housing costs are slightly expensive, those who wish to save money can opt for one of many retirement facilities like the Ocean Grove Assisted Living and Asbury Park Senior Citizen Center. From offering regular social activities to medical assistance, these spots are perfect for one’s golden years.

The Monmouth Medical Center, just fifteen minutes away, allows residents peace of mind knowing that a full array of medical services is within arms reach. Moreover, beachfront parks like Bradley Cove provide a space for relaxation and enjoyment in nature, making this town an excellent choice for retirees who enjoy both cultural richness and life on the water.

Bar Harbor, Maine

Aerial view of Bar Harbor in Maine.
Aerial view of Bar Harbor in Maine. Editorial credit: Cavan-Images / Shutterstock.com

If the call of the sea and rugged coastlines appeal to you, Bar Harbor should be another contender on your radar. Located close to Acadia National Park, this town offers breathtaking views and a gateway to numerous outdoor adventures, such as hiking, camping, and fishing. Retirees planning to stay fit can also explore the nearby Wild Gardens of Arcadia and Eagle Lake, both featuring a unique set of activities.

The best part about retiring in Bar Harbor is the town’s abundance of senior citizens. Specifically, over 24% of locals are aged 65 and above, so no matter how you want to spend your day, there are like-minded people to join you. Furthermore, Bar Harbor’s community is always active with gatherings such as the Food and Wine Festival, and the town is known for its whale-watching and hiking trails.

Conclusion

Small towns along the Atlantic Coast have perfected the art of retirement bliss, offering a compelling blend of natural beauty, community spirit, and convenience. The accessible coastal gems come with a lower cost of living compared to larger cities, making it easier for retirees to stretch their savings while still enjoying a vibrant lifestyle. From the historic allure of Newport to the laid-back vibe of Rehoboth Beach, these towns are more than just scenic backdrops; they are vibrant communities with engaging local events and activities. With their blend of affordable housing, excellent healthcare options, and welcoming neighborhoods, the small towns of the Atlantic Coast present an ideal retreat for those ready to swap the nine-to-five work week for a refreshing, tranquil way of life.

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