The Southern United States's 12 Best Retirement Towns Ranked
Most folks imagine retirement as endless rounds of golf, lazy afternoons on the porch, or spirited bingo nights, but the South is busy rewriting that narrative with some refreshingly vibrant towns where "taking it easy" is anything but boring.
These 12 Southern havens aren’t just about mild winters and sweet tea, though you’ll find plenty of both. Instead, they’re communities bursting with quirky local traditions and a neighborly warmth that practically envelops you in an all-day hug. Retirement is a glorious start to an exciting phase of life where you can suddenly relocate to somewhere you’ve always wanted to live, an oasis from all that’s hectic and a chance to fall in love with a new home sweet home. Whether you prefer a beach town or a big city suburb, states across the South offer a long list of small towns great for any retiree—with plenty of things to do when family comes to visit.
Spartanburg, South Carolina
Spartanburg’s story begins back in 1831 when it was incorporated, but the tale of this South Carolina city continues to unfold with its diverse community at the center. Spartanburg’s resume for retirees is impressive. A new crop of developers, entrepreneurs, artists, chefs, and philanthropists are at the forefront of Downtown Spartanburg’s resurgence, transforming the historic hub into a cultural hotspot for those looking to make the city their new home. Designated the state’s second Cultural District, in Downtown Spartanburg, residents can indulge in Music on Main, a weekly outdoor live music event at Morgan Square, public art displays and the Spartanburg Art Museum, and a laundry list of arts programming at the Chapman Cultural Center—not to mention a number of annual festivals open to all.
Retirees can count on Spartanburg Medical Center for state-of-the-art healthcare, and equally important, a low cost of living, 9% under the National Average. The median housing cost is $245,000, 21% less than the National Average. When locals want to get in touch with nature, they can hit up Edwin M. Griffin Nature Preserve and its system of hiking trails or Lake Johnson for a day of fishing. It’s clear why Spartanburg is a fantastic setting for the next chapter of anyone’s story.
Peachtree City, Georgia
A suburb of Atlanta, Peachtree City was thoughtfully designed to be the big city’s tranquil little sister, promising a comfortable alternative to urban bustle. With its 100+ mile network of paths for walkers, bikers, and golf carters and plentiful natural beauty, Peachtree City encourages a slower pace of life, perfect for recent retirees.
Line Creek and Flat Creek nature areas are ideal for walking, birdwatching, or simply enjoying a quiet moment, while golf and tennis enthusiasts can opt for recreational play at The Braelin Golf Club and Peachtree Tennis Center. Retirees will be glad to have access to PTC’s impressive range of first-rate physician and medical offices while the Piedmont Fayette Hospital is only five miles away. They will also feel secure in Peachtree City because of its low crime rate. Another wonderful amenity is The Peachtree City Farmers Market, held every Wednesday and Saturday. A symbol of community connection, the market gives residents easy access to fresh produce and healthy food, promotes sustainability, and builds neighborly relationships, echoing the ethos that makes Peachtree City so inviting.
Orange Beach, Alabama
For those looking to relocate to a beach town, it’s hard to deny the official slogan of Orange Beach—“Life is better here.” With 32 miles of coastline, crystal blue waters, and year-round mild temperatures, this Alabama spot is very attractive for recent retirees. And many agree—the average age for an Orange Beach Bammer is 51.6 years old. With each winter’s flock of “snow birds” who spend the colder half of the year down south, there’s already a well-established golden years community.
Even better, Orange Beach is relatively budget-friendly, with a low cost of living and an assortment of residential options—apartments, condos, and houses. Orange Beach is close to a plethora of championship golf courses in nearby Gulf Shores, but locals can also hit the links at the Orange Beach Golf Center & Driving Range. Catch a concert at The Wharf Amphitheatre, bring your pup to dine at dog-friendly beachside restaurant The Gulf, charter a fishing boat, or finish the day with a sunset cruise. No matter your definition of laidback leisure, you can find it in Orange Beach.
Oxford, Mississippi
Oxford prides itself on its tranquil environment, marching (slowly) to the (unhurried) beat of its own drum. If you are seeking a relaxed community, look no further than this Mississippi town for the true retirement lifestyle. Yes, it’s the home of Ole Miss, but Oxford has also been officially designated as a Certified Retirement City by Mississippi’s Hometown Retirement Program. Retirees benefit from high-quality healthcare at the local Baptist Memorial Hospital, and prescription drugs and medical supplies are tax-exempt in the state. There’s a wide variety of housing available: traditional family homes, apartments, condos, and even golf course resort options. With low personal property taxes and crime rates, Oxford offers retirees an easy-on-the-wallet experience and refreshing peace of mind.
Nature enthusiasts will love both Sardis Lake and Holly Springs National Forest, two premiere locations for outdoor fun. And let’s not forget Oxford’s nickname, “the cultural mecca of the south.” Long known as a source of creative inspiration for writers, artists, and chefs, Oxford hosts its Double Decker Arts Festival each spring, and thousands of Mississippians sojourn across the state to attend. This small town really does have a well-rounded list of assets to appeal to retirees of all types.
Naples, Florida
With a warm climate and seaside locale, Naples continues to be an incredible option for retirement, offering top amenities to its residents. With over 56% of its population aged 65 years or older, it’s obvious that many agree. One intriguing factor is that Florida is one of eight states that does not have an income tax, which is great for a retiree’s wallet. Naples also boasts a number of thoughtfully planned retirement communities and world-class healthcare facilities, including Naples Comprehensive Health, which was just named as one of America’s 50 Best Hospitals for 2025 by Healthgrades. On the fun side, Naples has long been known as a golf mecca, but it’s also become a pickleball playground with many opportunities for retirees to participate in America’s fastest-growing sport, including the Naples Pickleball Center, host of the Minto US Open Pickleball Championships each spring.
What’s more, Naples’s postcard-worthy downtown offers a dining scene that rivals Florida’s big city eateries, ranging from the laidback LowBrow Pizza and Beer to the more sophisticated Hyde N Chic Restaurant for fusion fine dining. Naples also presents many annual events to bring the community together, like the National Art Fair in Cambier Park, an award-winning event hosted by the Naples Art Institute. A newer event is the Naples Seafood and Music Festival, a free, pet-friendly gathering that promises a weekend of relaxation filled with good food and soothing sounds. Naples makes retirement in the Sunshine State seem like a dream.
Vienna, Virginia
Vienna seemingly comes from the pages of a storybook, a setting featuring the small-town charm and community togetherness that exudes nostalgia even in the present. With a long list of concerts and events like the ViVa! Vienna! Memorial Day celebration, the Summer on the Green concert series, and the Halloween Parade, it is clear that Vienna residents strongly value their shared strength and unity. Because of this, retirees will find it easy to adapt to life in Vienna. Its natural beauty draws people outdoors to its parks and walking trails, and there are many ways for residents to stay busy with hobbies during their golden years. Green thumbs will enjoy exploring the Meadowlark Botanical Gardens or volunteering in the Community Learning Garden while artists and patrons alike can get involved with the Vienna Arts Society.
Another plus is the police force’s utmost concern with safety. The 2023 National Community Survey cites that 97% of responders measured their feeling of safety as excellent or good. The town’s exceptionally low crime rates, compared to the national average, support this feeling. Further, Vienna is home to over 60 senior living communities and is ideally located near some of the nation’s best healthcare facilities, including Johns Hopkins, which has recently been expanding into Northern Virginia. A bonus—located only fifteen miles from the nation’s capital, public transportation gives Vienna residents access to some of the most memorable historical sites, impressive museums, and arts and culture opportunities in the country.
Fredericksburg, Texas
Located in Texas Hill Country, Fredericksburg’s star is on the rise, becoming more appealing to retirees by the year. With a median age of 50.7, this demographic is skewing older in this naturally beautiful locale, only 78 miles from Austin. Here, active retirees will love the Enchanted Rock State Natural Area for its 11 miles of hiking trails, picnicking areas, and stargazing spots. Not to be overlooked is the Willow City Loop, a showstopping drive during wildflower season with overwhelming vistas of bluebonnets, Texas’s state flower, growing roadside. Moreover, tax benefits in Texas look good for retirees; there is no individual income tax or state property tax, making Fredericksburg an affordable choice for those who wish to make it their new home. Whether that be through ownership or renting, the inventory is varied.
Aside from the financial motivation to relocate to Fredericksburg, the hum of the town’s social buzz is hard to ignore. Founded by German immigrants in 1846, the town celebrates its heritage with a huge annual Oktoberfest centered in the town square, but revelers can also enjoy authentic food and drink at restaurants like Otto’s German Bistro and the biergarten at Alstadt Brewery. Further, Gillespie County, where Fredericksburg is located, is part of the Texas Wine Trail and features a prominent up-and-coming wine scene attracting connoisseurs from all over the state.
Bella Vista, Arkansas
Tucked away in the Ozark Mountains, Bella Vista is a tree-blanketed small town in Arkansas that radiates with breathtaking scenery. Over time, it has managed to evolve from a resort town to a thriving community of just over 30,000 people. With a multi-use system of trails about town, retirees will love the opportunity to walk, hike, and mountain bike through all seasons. There are also seven different lakes, a golf course, pickleball courts, a public swimming pool, and fitness facilities for health-minded folks.
Retirees will also love the special purpose the Bella Vista Farmers Market serves in the community. Established in 2016 in partnership with Mercy Medical, the founders wanted to find a new way to bring healthy food to residents, provide free, family-friendly weekend entertainment with artists and live music, and support local growers in the area. Moreover, Bella Vista offers excellent comprehensive healthcare to retirees through Bella Vista Medical Center, along with other in-town clinics and urgent care centers. Or, patients can head to Mercy Northwest Arkansas in nearby Rogers, Arkansas, a hospital that was recognized as the Best Hospital in Arkansas by Newsweek in 2025. In Spanish, Bella Vista means “beautiful view.” Undoubtedly, retirees will like how the future looks in this idyllic small town in Arkansas.
Mount Airy, North Carolina
Hometown of Andy Griffith, Mount Airy is the inspiration for the town of Mayberry from “The Andy Griffith Show.” If you’re familiar with the 1960s television show, you can probably guess what Mount Airy is like, with its friendly atmosphere that fully embraces the sweet-as-pie personality of its fictional twin city. Retired folks will also be drawn to Mount Airy’s mild climate, which is perfect for getting outdoors virtually year-round in the three state parks nearby. The scenic Blue Ridge Mountains are the perfect backdrop for the town’s vibrant arts scene, where live bluegrass performances and theater productions are popular.
The Public Art Walk adds a unique flair to the downtown district, where art installations, murals, and sculptures brightly dot the landscape. For those looking for an alternative to home ownership, Mount Airy has many senior living communities, including the top-rated Ridgecrest, that present residents with a fantastic quality of life, and North Carolina offers retirees economic support like tax-free Social Security benefits and zero estate tax. Even better, Mount Airy’s local government has a clear vision for its future that includes thoughtful planning to meet the needs of residents over the age of 55, a commitment that ensures that a retirement investment in Mount Airy will pay off for years to come.
Natchitoches, Louisiana
The city slogan for Natchitoches, Louisiana’s original French colony, is “where history lives,” and it is true that its past contributes to the town’s spirit of today. Retirees will appreciate this history-rich city that honors its Creole heritage, a blending of Native American, Caribbean, Spanish and French cultures, with well-preserved stories, a vibrant arts scene, and numerous historic sites.
The National Historic Landmark District, 33 square blocks of dining, shopping, and entertainment, provides endless exploration—not to mention, it’s the location of countless community events and festivals, including the annual Meat Pie Festival that pays homage to one of Louisiana’s state foods and the Christmas Festival, which has earned the city another nickname: “The City of Lights.” Located on the banks of the 36-mile-long Cane River, outdoor recreation in Natchitoches includes paddleboarding, kayaking, and hydrobiking. Retirees will also take comfort in knowing the nationally recognized Natchitoches Regional Medical Center is an optimal choice for attentive and ethical healthcare professionals.
Sevierville, Tennessee
In the heart of the gorgeous Smoky Mountains, Sevierville is like Disneyland for outdoorsy types. Anglers will love being surrounded by the many bodies of water in this Tennessee town; the Little Pigeon River can be fished from shore, while Douglas Lake is best conquered by boat. Golfers can flock to the Sevierville Golf Club for its two different championship courses. With over 800 miles of trails, walkers and hikers will love the convenience of Great Smoky National Park, especially in the autumn when the leaves are changing color. A visit to Apple Barn & Cider Mill, with appley sweet treats, wine tastings, and two popular onsite restaurants, would be the perfect ending to a fall day.
However, there’s much more for retirees to consider in Sevierville. Tennessee’s tax burden is low for its seniors—in September 2024, it was only 6.18%. The cost of living here is also lower than the national average. Also, there is an endless list of family-friendly activities, no matter the time of year, for when the grandkids come to visit. If Dolly Parton approves, then retirees can rest assured that Sevierville, the country music star’s hometown, will meet their expectations.
Somerset, Kentucky
Anchored in the Southern Lakes region of Kentucky, Somerset is a little town with a big heart. From its city leaders to its independent businesses, Somerset demonstrates care for its residents in moving ways. Retirees will be inspired by Somerset’s health and wellness initiatives. For example, Healthy Somerset encourages exercise and other healthy habits by planning 5K runs, finding ways to make the city more walkable, and providing locally sourced food to its residents. One way Somerset does this is through the Lake Cumberland Farmers Market, located in the downtown area, where the community gathers to select high-quality produce and support local farmers.
There are also many ways retirees can stay active, with Pulaski County Park and Cumberland Falls State Park only short drives from Somerset. These gorgeous areas have resumes that include swimming, fishing, and camping and gem mining, horseback riding, and rafting, respectively. Retirees will also enjoy a low cost of living, currently about 34% below the national average, and a buyer’s housing market, ensuring an easy fit into Somerset’s tight-knit, health-minded community.
No matter what you’re looking for, southern states showcase so many small towns perfect for retired folks that it’s honestly difficult to narrow down the choices to just one locale. Access to high-quality healthcare, a low cost of living, and affordable housing is just the beginning. The cherry on top is the mix of recreational prospects, inviting communities, and cultural experiences. With so many ways to explore hobbies and interests, meet new friends, and maintain a healthy lifestyle, retirement in the South has never sounded so good.
